关于巴山信用担保公司发展的探析

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1、AbstractSincereformandopeningtotheworld．SMEs(SmaU＆MediumEnterprises)havebeenbecomingincreasinglyallimportantpartofsocioeconomicsysteminChina．SMEsmakepositiveandimportantcontributionsinmanyaspects，suchaspromotingeconomicincreaseandtechnology,stabilizingfinancia

2、lsourcesandoptimizingeconomicstructure，etc．But，SMEsarefacedwith‘'bottleneck'’inthecourseofdevelopment．ThefinancingdifficultyisachronicdiseasethatperplexestheexistenceanddevelopmentofSMEsinChina．ThesolutiontothefinancingofSMEsisofgreatsignificancetothedevelopme

3、ntofSMEs，country’economyandstability．Thecreditguaranteehelpstosolvethefinancingdifficultyeffectively．Especiallyinrecentyears，theChineseguarantyindustryhasmadeitsrapiddevelopment，andthecommercialcreditguarantycompaniesbecomemoreandmoreimportant．TheBaShancreditG

4、uaranteeCorporationLtd，beinginfluencedononeofthecommercialcreditguarantycompanyinChinainthewestofChina,whichshowsthepositivetrendofcompany’Sgrowth，whichdevelopmentofsustainabilityhasavaluetostudy．ThispaperhasafootinginChina．BasedonanalyzingthestatusquoofSMEs’f

5、inancing，thepaperputsforwardsomesuggestionsfortheBaShancreditGuaranteeCorporationLtdinfuture．Thearticleisconsistedoffourchapters．Chapter1describestheCreditGuarantyIndustry．Inthefirstplace，thepaperobservesanddescribesthecourseofdevelopment；Inthesecondplace，thep

6、aperobservesanddescribestheconceptoftheCreditGuarantyIndustry，thegeneralsituationofdevelopmentofthePolicy-basedGuaranty；thegeneralsituationofdevelopmentofthe1CommercialCreditGuaranty；thecharacteristicoftheCreditGuarantyIndustry．Finally，thegeneralsituationofdev

7、elopmentoftheCreditGuarantyIndustryinChina．Chapter2summarizesthecourseoftheBaShancreditGuaranteeCorporationLtddevelopmentandtheexistentproblem．Thefirst，thepaperanalysesthecourseofthecompany，thecauseofexistenceanddevelopmentofthecompany，thepositionandfunctionso

8、fthecompany；then，thepaperanalysesthefactorsandproblemsexistingthatholdbackthecompany，pointsoutthebadconsequence．forexample，insufficientfundandmanpower，ete．‘Chapter3analyzestheenvir