创新金融专利与中国金融专利战略分析

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2、llef．m锄cialinnOVationpowershOnage．AnalysisoftllecausesofChilla‘sshonageoffinancialinIlovationf．romt11elawaIldeconOmicstlleo巧ofl(110wledgeproductisthatmefmaJlcialinnoVationisakilldofl(Ilowle电eproductionWhichcostishighertllanthe廿ansferfee，not廿1rought11esaleoffin柚cialiIlnoVationtorecoVertllecost．Aco

3、mparisonbet、veenChiIleseaIldAmeric锄fm觚ciaIirIIloVationprocessf．oundfinancialpatentsystem，especiallytllebusillessmethodpatentsystemisthewaytosolVetlleproblem．Intheback黟ouIldofl(Ilowledgeeconomy，illtellectualproper吼especiallythepatentaJldpatentstrategyis廿1eimportantfactorforente印risestogairIandsust

4、aillcompetitiVeadVaIltageStudyonpatentsn．ategyofourcount巧isstillinmebaLSicstage，researchisfocusedonthemacrostudy，lesslyonthemicroscopicresearch，seriouslylaggillgbehilldt11epracticeofenterprises．ThispapertakesChinesefinallcialindus仃yaS廿1eresearchobject，tllroughme锄alysisofSWOTma仃iXaIlalysisofChines

5、ef．m锄cialpatents仃ategyapplication；Wi廿l廿1eempiricalresearchmethods，listedpanofCitib锄kandChiIlaMerchantsBalll(’spatentS仃ategycase，AnalysisthePatentSn砒egyfi锄eworkofirIdustrialaIldCommercialBankofChina．Theresearchresultsc锄beusedforthepatentstrategyofChillesefmaJlcialenterprisesproVideatemplate，enrich

6、esourcoull时’spatents仃ategytlleoryKq啊ords：Financia“nnoVation；Patent；Businessmethodpatent；PatentstrategyIII1绪论⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯．11．1研究背景．⋯⋯⋯．⋯⋯⋯⋯．．⋯⋯⋯⋯．．．．⋯．⋯⋯⋯．．．11．2研究意义．．⋯⋯⋯．⋯．．．⋯．⋯．．．．⋯．．．．．．．．．．．．．．⋯．．．．．．．．31．2．1理论意义⋯⋯．．．．．⋯⋯．．．．．．．．．⋯．．．．．．．．．．．．．．⋯．．．．．．．31．2．2现实意义⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯．．31．

7、3研究思路．．⋯．．⋯．．．．．．．．⋯⋯．．．．．．．．．．．⋯⋯．．．．．⋯．⋯．．．．31．4研究方法⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯41．5研究特色及可能创新点．．．．．．⋯．．．．．．．．⋯．．．．．．．⋯．．．⋯⋯．．．．．．51．6研究的不足点．⋯．．．．．⋯．．⋯．．．．．⋯⋯．．．．．．．．．．．．．．⋯．．．．．．．．62文献回顾与评述⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯．72．1金融创新文献回顾与评述⋯⋯⋯