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1、BritishfloatingmortgagesystemresearchReaganBeckerPerfectionofsecuritiessystemsisveryimportantineachlegalsystembecausesecurityistheoilandengineofthedevelopmentofeconomyandthereisacloserelationshipbetweenthem.Althoughthelawofsecurityhasbeenpassedinourcountry,thereremainsmanyproblemssuchassimplicity
2、ofthetypesanddefectsofeachkindofsecuritywhichcannotmeettheneedsofraisingmoneyforenterprises.Therearefivekindsofsecuritydevices,namelyguarantee,mortgage,pledge,lienanddeposit.Astoguarantee,creditorssuchasbanksdorarelyemployitforitisweaknessasaresultofasecuritybycredit.Astomortgage,itisvoidifnotber
3、egisteredsotheambitofinvalidityofsecurityisincreasedandthepartiesdonotliketouseit.Moreover,theapplicationofmortgageislargelyreducedbythatfutureassetsdonotbeincludedinitssubjectmatte匚Inaddition,theuseandflewofassetsisgreatlyeffectedbythepermissionofcreditortodisposetheassets.Astopledge,theefficien
4、cyofassetsislimitedbythepossessionofpledgeeandthatthepledgorhasnotrighttodisposetheassets.Astolien,itonlyappliestoafewcasessoitisnotatypicalsecurity.Astodeposit,itisnotrelatedtoraisemoney.Soitisverycrucialtodosomeresearchonotherlegalsystems.Thefloatingchargecalledoneofthemostsubtlecreationsofequi
5、tyisagoodsubjectforresearchtoscholarsofcontinentallawanditisacommonwayforenterprisesoftheU.K.toborrowmoney.Thefloatingchargecanbecreatedinallcurrentandfutureassetsoftheenterprisestosecurethedebenture.Thefloatingchargemeetsverywelltheneedsofcreditorsanddebtorsbecauseitensurestheneedsofsecurityofcr
6、editorsanditentitlestherighttodebtorstodealwiththeassetsofsecurity.Wheretheprovisionsprovidedinthedebenturehavebeenbreached,thecreditorcanappointreceivertoexecutethesecurity.Astothedefinition,therearethreemethodsforjudgestodefinethefloatingcharge,includingmethodofdescription,methodofcomparisonand
7、methodofrequirements.MacnaghtenL.Jsaid:afloatingcharge,ontheotherhand,isambulatoryandshiftinginitsnature,hoveringoverandsotospeakfloatingwiththepropertywhichitisintendedtoaffectuntilsomeeventoccursorsomeactisdonewhichc
