论银行业反洗钱制度构造

《论银行业反洗钱制度构造》由会员上传分享，免费在线阅读，更多相关内容在行业资料-天天文库。

1、AbstractAnti-moneylaunderinglawsystemofbankingindustryisanimportantpartofnationalfinanciallegislationhighlightedbyrecentimplementationofanti-moneylaunderinglaw.Asanewthing,anti-moneylaunderinglawsystemisfarfromperfect,forexample:Currentadministrative

2、rulesdon’twellcoordinatewithcriminallawandanti-launderinglawondefinitionofmoneylaudering;Therestilllacksomeprovisionsinthelaworruleconcerningpracticaloperation,andsoon.Inaword,thereisabiggapbetweentheoryandpracticeregardinganti-moneylaunderinginbanki

3、ngindustry.Thereforetheauthorselectandresearchthisthemeaimingtobetterguideanti-moneylaunderingoperation.Basedonrichworkexperience,theauthordesignaconstructivesystemofanti-moneylaunderinginbankingindustry.Thedesignedsystemabsorbtheessenceofanti-moneyl

4、aunderingdailyoperation.Itwillachieveagoodeffectincombinationoftheoryandpractice.Thearticlehasthefollowinginnovativepointofviews.Itavoidpurelydiscussing anti-moneylaunderingtheory,andattachmoreimportancetothedailypracticewhich providesufficientmateri

5、alfortheoreticalsystemestablishmentofanti-money launderinginbankingindustry.Meanwhiletheauthorintroducelotsoflocalcase concerninganti-moneylaunderingwork.Byanalyzingthetruecaseofmoney launderingandtheprocessofexaminationandpenalty,itmakethearticlemor

6、e authenticandimproveguidanceonpractice.Thearticlemainlyanalyzethefollowingaspects:anti-moneylaunderinginternal controlsystemofbank,customeridentificationsystem,reportingsystemon large-valueandsuspicioustransactions,systemofanti-moneylaunderingon-sit

7、e investigationandinternationalcooperationsystemofanti-moneylaundering.[Keywords]moneylaundering,anti-moneylaundering,electronicpaymentinstrument原创性声明本人声明兹呈交的学位论文是本人在导师指导下完成的研究成果。论文写作中不包含其他人已经发表或撰写过的研究内容，如参考他人或集体的科研成果，均在论文中以明确的方式说明。本人依法享有和承担由此论文所产生的权

8、利和责任。学位论文作者签名：日期：学位论文版权使用授权声明本人同意授权华侨大学有权保留并向国家机关或机构送交学位论文和磁盘，允许学位论文被查阅和借阅。论文作者签名：指导教师签名：签名日期：签名日期：引言经济犯罪已成为现代社会安定之隐忧，如不加以有效遏止，将使自由经济社会为之瓦解。⋯⋯尤其近年来，国内外资金流动迅速，交易金额庞大，正是不法者利用正常金融管道洗钱的好地方。政府重视此问题，完成研拟防制洗钱之法律规范，确属不易。然而该法案之外，许多配合行政措施，亦应即早规划，以期周延落实。――蔡清祥1引