鄞州银行的村镇银行战略分析

鄞州银行的村镇银行战略分析

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时间:2018-12-02

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1、-------鄞州银行的村镇银行战略研究ResearchonYinzhouBank’sstrategyofdevelopingvillagebanksAbstractInordertosolvethelong-termstarvationoffinancialresourcesinruralareas,thussupportandpromotethedevelopmentofruraleconomy,theChinaBankingRegulatoryCommissionhasrelaxedtheentryrequirementssince2

2、006,toencouragebanksestablishvillagebanks.TheYinzhouBankviewvillagebanksasitsownimportantopportunity,ithasinvested548millionin7years,establishing24villagebanks,andachievedcertainresults.Butasasmallregionalbank,TheYinzhouBankholdsrelativelysparseresources.Whenthevillagebank

3、shaverapidlygrownup,theYinzhouBanksufferedmanagementbottleneck,itscapitalaccumulationcannotkeepupwiththevillagebanks’speedofconsumption,itshumanresourcesreservationcannotsatisfythevillagebanks’needs.Howtodevelopthevillagebanks,becomeaproblemplacedtotheYinzhouBank.Thispaper

4、,takingthebasicprocessofenterprisestrategicresearchastheframework,analyzestheYinzhouBank’sstrategyondevelopingvillagebanks.Themaincontentsincludestrategicanalysis(analysisofexternalenvironmentandinternalresources),strategicchoiceandstrategyimplementation.Amongthem,thispape

5、rusesthePESTanalysismodelandPotter'sfiveforcesmodeltoanalyzeexternalenvironment,findingthatthepolitical,economicandtechnologyfactorsaregoodfortheYinzhouBanktodevelopvillagebanks;thispaperanalyzestheYinzhouBank’sinternalresources,findingitsmanangementcansatisfyvillagebanks’

6、needs,butitsfinancialresources,humanresourceshavebeenclosetosaturation;thispaperanalyzesthestrategicchoice,findingitsadvantagesareaboutinnovationbutnotcosts,itsscopeofcompetitionfocusonruralareas,ratherthanthewholeindustry,thusthispaperclearsthebankofYinzhoushouldadoptthef

7、ocusedifferentiationstrategy,andthispeperalsorisesthestrategyimplementationintermsofdistributionadjustment,businessdevelopment,riskcontrol.KeyWords:Yinzhoubank;strategy;develop;villagebanks-----------万方数据-----------宁波大学硕士专业学位论文鄞州银行的村镇银行战略研究目录1绪论............................

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