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1、指出了文章的分析方法、基本思路以及创新与不足。第二章介绍了金融安全相关理论,对金融安全做出了自己的定义,并给出关于金融安全的三个评价标准。第三章通过详细的数据资料,分析外资银行在我国的发展现状并与中资银行在相关指标上进行比较,得出外资银行在华的经营策略和发展趋势。第四章在前一章的基础上进一步分析银行业开放度对东道国金融安全的影响。结合我国实际情况,考察我国银行业开放对金融稳定性、金融效率及金融安全产生的效应,及其是否会对我国金融安全构成威胁。第五章为我国银行业对外开放政策提出建议。关键词:银行业开放;金融稳定性;金融效率;金融主权;金融安
2、全IIAbstractAtpresent,theopeningupofChina'sbankingsectorhasenteredanewperiod,asthetransitionalperiodended,foreignbanksoperatinginChinaalreadyhavenationaltreatment,andtherestrictionsonregionandbusinessofRMBaregraduallycalledoff.Thisindicatesthatthroughpreparationsunderwayfo
3、rseveralyears,foreignbanksbegantoprogressforcefully,andthebusinessdistributioninChina、developmentstrategyandotherareasareundergoingprofoundchangesandadjustments.Ineconomicglobalization,theexpansionofmultinationalbankssimultaneouslyproducetwoeffectsonthehostcountrybankingi
4、nstitutions,ontheonehand,itenhancesthedegreeofbankingcompetition,broadcastsadvancedmanagementtoolsandriskmanagementtechniques,andpromotesthehostcountrybankingreform;ontheotherhand,theremaybesomeimpactsoncompetitionamongdomesticbanks,theglobalportfoliomanagementofinternati
5、onalbanksleadstotheuncertaintyofadjustmentonbusinessandrisksspreadingcross-border,anderodesthehostcountry'ssovereigntyandnationalinterestsofthefinancial.Inviewofthebankingsector'sstrategicpositioninthenationaleconomy,wemustensurethecontroloverthebankingsectorandthenationa
6、lfinancialsecurity,aswemakeuseoftheexternalforcestopromotethedevelopment.Therefore,theprocessofopeningupthebankingsectorshouldbebasedontheirbackgroundconditions,selecttheappropriatestepsanddegreeofopeningup.Whatmoreimportantisthatdomesticbanksshouldspeeduptheirreformsandi
7、mprovecompetitivenessassoonaspossible.Moreover,asabigcountry,whichhassomeinfluenceontheworldpattern,ChinahasbecomepotentialadversariesoftheUnitedStates,JapanandEurope.So,althoughChinahopestoacceleratetheopeningupprocesstoachievenationalprosperityandnationalrevival,weshoul
8、dbeveryclearwithourownindependentstrategicinterestsintheprocess,needtherightstrategiclayoutandar