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1、论我国征信法律制度的完善内容摘要AbstractThecreditdeletionbecomesaseriousrealityhindranceofbuildingasocialismmarketeconomy.Everyyearthecreditdeletioncausesalargeamountofvisiblesociallossandinvisibletransactionopportunityforfeit.Ithoughtdeeplythatthecreditdeletionhasverydeeprelationswiththeunperfectlegal
2、system.Ifwantingtoreturntothecreditsociety,wemustdevelopourcountry’screditinvestigationindustry,butinmanysituations,ourcountry’screditinvesdtigationismerelycopiesofasetofoperationwaysofforeigncountres’,andthenthecopiesareusedinourcountry.Astheresultofthis,thesituation“unaccustomedtothec
3、limate”emerges.Therefore,inthebuildingsocialismmarketeconomy,ourcountrymustregulatethroughlegalway,thedevelopmentofcreditinvestigation,renovateschaoticcreditinvestigationmarket,formalegalsystermofChinesecharacteristicincreditinvestigation.Firstchapterisanoveralloutlinetocreditinvestigat
4、ionindustry.Imadeageneralanalysistothecharacteristicofcreditinvestigationindustory,thefunctionofcreditinvestigationandthelegalattributeofcreditinvestigationsystem.IntheSecondchapter,Ianalyzesthedevelopingcourseofcreditinvestigationinourcountry,aswellastheproblemsandrestrictionfactors.Ih
5、oldthatthedeficiencyinlegalsystemisthemainfactor.IntheThirdchapter,Imadeananalysistoourcountryexistingdeficiency,andproposedtheconstructiveviewpoint.Doesthepatternchoicetoourcountrycreditinvestigationindustrybelongtothegovernmentpatternorthemarketpattern?Howtoconstructthestandardization
6、ofsolicitingcredit?Inthemessagebodyinformation,wemustmakethechoiceinadilemmatoindividualprivacyandthebusinesssecretprotection.Itismoreimportanthowtobalancesbetweenthem.Thissystemneedlegaleffectivesupervisingandmanaging.Inthecreditinvestigationsystem,weshouldmechanismonhonestcreditmotiva
7、tionanddishonestypunitive.Simultaneously,wemustestablishand论我国征信法律制度的完善内容摘要consummateindividualbankruptlawsystem.Thisarticleproposesthepatternchoiceofcreditinvestigationinourcountry,Individualprivacyprotection,thesupervisingandmanagingwayofstandardizedconstructionofcreditinvest
