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1、ReleaseCPFsavingsforhardshipneeds
2、第1ReleaseCPFsavingsforhardshipneeds●王彼得ByPeterOng Ibelievemoreandmorepeopletodayarecryingout"moneynoenough."Having"notenoughmoney"tospendisbutasmallmatter.rLimSploymentillion,thenumberofunemployedcouldexceed120,000. Un
3、employmentaffectsboththemenanden,andtheyoungandold.Butthemostvulnerablearethoseaged40andabove.Likelytobethesolebreadiddle-agedeniliesgettoloseoneoftheirineearners.enaged40andabovearemostvulnerablebecausetheyareafavouritetargetforretrenchment.Theyarealsol
4、ikelytobeshunnedinanyrecruitmentexercisebecausetheirsalaryisgenerallyhigherthanyoungneentrealisesthattheycouldloitments-suchascarandmortgageloans,childrenstillattendingschooland,forsome,elderlyparentstolookafter. Ahumanresourcemanagerfromacruisepanytold
5、merecentlythatshedetectedadesperatesenseof"hungerandthirst"havebeenlookingforjobsforseveralmonths.Someofthemareevenpreparedtoaccepthalfofesavings,theseonths'time." Nevertheless,herpany'sstandistorecruitthemostsuitablecandidate-notthepersonpathised. The
6、manager'sobservationshavenotbeenoffthemark.Veryfeselvesinatightspotonths. orroattericsituationhasledtotheemergenceofalargenumberofunemployedSingaporeans,iliesindirestraits. eofthemarepreparedto"loentregulations. SomeoneoncetoldmethatSingaporeansusedto
7、be"property-richbutcash-poor."Today,theyareequallypoorinbothaspects. Recently,theneanySingaporeanstriedtomakeendsmeetbyterminatingtheirinsurancepolicies,forgoingtuitionclassesfortheirchildrenandevenendingmaids'contracts.Buteals,children'sschoolfees,elec
8、tricitybillsandtransportcosts? Iamsurenooneethingbedonetohelpthesefinancially-strappedfamilies.Theissueis:ho? Unemploymentsubsidies?theexperiencesofothercountriesthatthisformofsocialitedresources,butalsodoesnothingtoencouragetheunemployedtolookforajob.
9、Soplementingsuchameasure. Lately,ploymentandthegovernment'sandNTUC'seffortstoencourageSingaporeanstotrainandre-trainforneeanlittletotheunemployed,eandtheeffectsuchlater. Lastovementhopesthatthecooperativecanserveasthe"pe
