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1、individualgrantBusinessdevelopment,HeadOfficeofqiluBankpersonalcreditriskmanagementguidelinesareissuedtoyou,pleasecarefullystudyandimplement.Annex:qiluBankpersonalcreditriskmanagementguidelinesqiluBankboSeptember4,12keywords:sendstheindividualcreditguidelinestoinformriskmanagemen
2、t:leadership,headofficedepartmentscontactperson:ChenTel:0531-81679536(totalof3)QiluBank'sOfficeissuedonSeptember4,2012Annex:qiluBankpersonalcreditriskmanagementpracticeschapterIGeneralprovisionstoimprovethequalityofindividualcreditbusiness,optimizethestructureofassets,promoteheal
3、thydevelopmentofindividualcreditbusiness,accordingtotheChinaBankingRegulatoryCommissionguidelinesoncreditduediligenceandotherrelatedprovisions,combinedwithBankpractice,theseguidelinesareformulated.Personalcreditbusinessmentionedinthisguide,referstonaturalpersonsoftheBankprovidefo
4、reigncurrencyloanbusiness.Especiallythosegoodcredit,sourceofrepaymentoftheBankstability,guaranteeplentyofpersonalloanneeds,andstrengthenriskcontrolandassetstructure.Personalcreditbusinesssaysthepartiesmustensurethattheborrowercredit,suchastrue,realandhavewrittenevidence,strictlyi
5、naccordancewiththerulesoftheregulation,standards,effectiveagainstvarioustypesofinternalandexternalfraud.Ourbanandwillactivelytakemeasurestopreventallformsofcommercialbribery.ChapterIImanagementprinciplesmanagementprinciplestheBanktoimplementthewholeprocessindividualgrantBusinessd
6、evelopment,HeadOfficeofqiluBankpersonalcreditriskmanagementguidelinesareissuedtoyou,pleasecarefullystudyandimplement.Annex:qiluBankpersonalcreditriskmanagementguidelinesqiluBankboSeptember4,12keywords:sendstheindividualcreditguidelinestoinformriskmanagement:leadership,headofficed
7、epartmentscontactperson:ChenTel:0531-81679536(totalof3)QiluBank'sOfficeissuedonSeptember4,2012Annex:qiluBankpersonalcreditriskmanagementpracticeschapterIGeneralprovisionstoimprovethequalityofindividualcreditbusiness,optimizethestructureofassets,promotehealthydevelopmentofindividu
8、alcreditbusiness,accordingtotheChinaBank
