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1、如何建立商业银行风险管理体系（Howtoestablishariskmanagementsystemforcommercialbanks）Inthebankingprinciples,securityisatthetopofthelist.Thisisbecausethereisnosoundbusinesspractices,thebusinessisdifficulttogethealthydevelopment.Withthedevelopmentoffinancialliberalizationandfinancialglobalizationan
2、dfinancialinnovation,putforwardhigherrequirementsandmethods,resultingincomplicatedenvironmentofbankriskmanagementcontentandmechanism,whichrequiresthefirmtomakemoreexplorationandresearch.First,strengthentheunderstandingofbankriskmanagement,andattachgreatimportancetothedevelopmentof
3、bankingriskmanagement.WiththedevelopmentofChina'smarketeconomyandthedeepeningofthereformofstate-ownedenterprises,thebusinessenvironmentfacedbystate-ownedcommercialbankshasundergonegreatchanges.Themarketcompetitionisbecomingincreasinglyfierce,andthefinancialrisksarebecomingincreasi
4、nglyprominent.Undersuchcircumstances,commercialbanksactivelyreformandexplore,andgraduallydeepentheunderstandingoftheimportanceandnecessityofriskmanagement,andgraduallyputriskmanagementattheheightofdevelopmentstrategytounderstand.Themostimportantoneistoestablishduediligenceandaudit
5、separationasthecorecontentofthescientificcreditdecision-makingmechanism,expandthescopeofthldl.org.cnbankriskmanagement,theimplementationofacomprehensiveriskmanagement.Bankriskmanagementplaysamoreprominentroleinthedevelopmentstrategy.Two,todeepenthereformofthecreditsystemasabreakth
6、rough,andstrivetoestablishacomprehensivebankingriskmanagementsystem.(1)implementingunifiedcreditguaranteetopreventcustomercreditrisks;Uniformcreditofcustomersmeansthatthefinancialcapacityofacertainnon-financialenterprisecustomerinagivenperiodoftimeisdeterminedaccordingtotheprescri
7、bedprocedures,andthisisthebasisforprovidingcredittothelocalcustomers.Themaincontentsincludefouraspects:oneistoestablishcustomercreditevaluationsystemofbankinternalcontrol,periodicallyaccordingtotheclient'sfinancialstatementsandotherinformationinthecreditratingofthecustomer'scredit
8、status;thetwoisbasedoncustomercre
