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1、我國無記名票據背書連續之研究ResearchoftheBearerBilltoEndorseContinuouslyofOurCountry洪大安*摘要按我國票據法之規定,執票人應以背書之連續,證明其權利,且付款人對於背書不連續之票據而付款者,應自負其責。所謂背書連續係指自受款人至最後背書人之執票人,形式上均相連續無間斷者,而判斷票據是否有背書連續性,祇須依票據背面之記載,各背書具有同一性且形式上得以判斷其連續即可。但無記名票據並無受款人之記載,據此,將生無記名票據是否有背書連續以及如何判斷背書連續之疑義。本文以案例式探討我國票據法上票據轉讓之方式、票據背書連續之判斷以及無記名票據是否有背書
2、連續之適用,從我國票據法之規定,與最高法院之判決與決議,針對本文案例提出之問題,加以陳述說明。關鍵詞:無記名票據、背書、背書連續、追索權loanmanagement(post)review:1,approvalcriteriahavebeenimplemented;2,thecontractiscorrect;3,inlinewiththecontract,payment;4,noothermajorcasesagainstloansecurity;、Reviewedby:dateofrecordform9:qilubankborrowingbysingleyearsofmaximumamo
3、untamaximumno-loanborrowers:borrowers:...Borrowernamenumber,lineofcreditexpirydateyearmonthdaytoyearmonthdaymaximumnumberofyearsintheloancontractarethetoplineopened,theborrowedandrequestedyourbankopenedcreditlinesabove,isherebyrequested.Borrowersignature:dateagreedtoopencreditlines.CustomerManagers
4、ignature:dateagreedtoopencreditlines.Loanreviewsignature:datelinecancellation-Ididnotusetheloanamount,yourbankcreditlinestobecancelled.-Creditloanprincipalrepayment,yourbankcreditlinestobecancelled.Borrowersignature:date-unusedcreditlines,agreetowriteoffloans.-Creditloanprincipalrepayment,agreetowr
5、iteoffloans.CustomerManagersignature:datecase,agreetowriteoffloans.Loanreviewsignature:dateofrecordform16:qiluselfcreditforcreditcardcancellationapplicationformnameofborrowerIDnumberandcreditlimitexpirationdateyearmonthdaytoyearmonthdayyearcontractnumberself-servicecard-Idonotusecredit,yourbankcred
6、itlinestobecancelled.-Creditloanprincipalrepayment,yourbankcreditlinestobecancelled.Borrowersignature:date-unusedcreditlines,agreetowriteoffloans.-Creditloanprincipalrepayment,agreetowriteoffloans.CustomerManagersignature:425SummaryAccordingtotheregulationoftheNegotiableInstrumentsLawofourcountry,t
7、hebearershouldendorsecontinuously,provesitsright,andthedraweeregardingendorsesbillnotthecontinuouslybutthedrawee,shouldtakeresponsibilityforoneself.So-calledendorsesiscontinuouslyreferstobeareroffromthepaye