2008年10自考风险管理试题及答案（2008 10 self examination risk management questions and answers）

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1、2008年10自考风险管理试题及答案（200810selfexaminationriskmanagementquestionsandanswers）First,singlechoicequestions1.islikelytocauselonglead,appearriskmanagementstructuredisorder(is)A.straightlinesystemB.functionsystemC.linefunctionsystemD.horizontallinecombinations

2、ystemAnswer:B2.andtheunfairsocialbehaviorrelatedriskfactors(called)A.moralhazardfactorsB.psychologicalriskfactorsC.substantialriskfactorsD.tangibleriskfactorsAnswer:ASample:3.5,9.7,3.13,6,2.8(median).A.6B.7C.7D.13Answer:A4.whentheinsurerandtheinsureddo

3、notagreewiththecontract,theexplanationofthecontractshouldbebeneficialtotheinsurerA.insurerB.insuredC.beneficiaryD.insurancebrokerAnswer:BThe5.doctor'snegligenceformedicalmalpracticeis()A.substantialriskfactorsB.moralhazardfactorsC.propertyriskfactorsD.

4、psychologicalriskfactorsAnswer:DAbout6.ofgroupinsurancefollowingerroris()A.musthaveaphysicalexaminationB.insurancehasanupperlimitC.reducestheinverseselectionD.hasrequirementsforthenatureoftheparticipatinggroupAnswer:A7.generalDutchactisnotinsurablebeca

5、usethefollowingconditionsdonotmeettheinsurablerisks()A.mustbepureriskB.losscanbemeasuredC.riskaccidentisunexpectedfortheinsuredpersonD.hasalargenumberofriskunitsAnswer:C8.mostpurerisksbelongto()A.economicriskB.propertyriskC.specificrisksD.staticriskAns

6、wer:D9.toanalyze,check,reviseandevaluatetheapplicabilityandeffectivenessoftheriskmanagementmeansEffectivenessevaluationofA.riskmanagementB.riskmeasurementC.riskmanagementD.riskidentificationAnswer:A10.asoneoftheformsoforganizationalstructureofenterpris

7、eriskmanagement,thelinearorganizationstructureisonlyapplicableto()A.largeenterprisesB.mediumsizedenterprisesC.smallenterprisesD.personalpartnershipAnswer:C11.thenecessityofriskmanagementinadditiontothesecurityneedsofthehumanismoreimportant(because)Obje

8、ctiveexistenceofA.riskB.riskuncertaintyThecostofC.riskD.risksarecomplexandchangeableAnswer:C12.asfarasthewholesocietyisconcerned,alleconomicunitsarefacedwithfirerisks,butwhetheraspecificfamilyorenterpriseoccursornotdoesnothappenOK,thatm