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1、IndustrialandCommercialBankofChinaSeriesNo:A［Zhu］Zi［BJF］Hang［Dongcheng］Branch［2004］Year［0573］IndividualMortgageLoanContractForPurchasingCommercialHousingBorrower:YUEJiangyanLender:IndustrialandCommercialBankofChinaGuarantor:BeijingYiyangXingchengRealEstateDeve
2、lopmentCo.,Ltd.SupervisedbyIndustrialandCommercialBankofChinaIndustrialandCommercialBankofChinaInaccordancewithrelevantstatelawsandrules,thecontractismadeafternegotiationsbetweenthebothparties.LoanitemsArticle1.Thelenderprovidesloantotheborrowertopurchasethere
3、sidentialhouse.Thecontractedloaningamount:RMBonemillionFourHundredandFortyThousand(￥1,440,000)Article2.Loanpurpose:topurchasethehousinglocateinRoom201,Unit4,BuildingC,JunjingyuanLu,DongchengDistrict,Beijingwithaconstructionareaof164.22squaremeters.Article3.Loa
4、ninterests:(annual)interest4.2‰andbalancetheinterestbymonth.Article4.TheloantermisTwentyyears,fromAug.20,2004,toAug.20,2024Article5.Lendershalldeposittheamountofloaninclauseonebyone-timetotheAccountopenedbyBeijingYiyangXingchengRealEstateDevelopmentCo.,LtdArti
5、cle6.Borrowerpaytheprincipalandinterestoftheloadunderthiscontractin240installments,everyonemonthbeingoneinstallment.TheamountofprincipalandinteresttobepaidforoneinstallmentisRMB9,535.21.Thewayofpaymentisinequalaccountofprincipalandinterest.Article7.Borrowerope
6、nssavingaccountinToutiaoSavingAgentEstablishedNameisYUEJiangyan,AccountNumberis0200210901024019426,andpromisestotransfertheprincipalandinterestoftheloadintoitontime.Article8.WhereBorrowerdoesnotrepayasperthesaidregulations,Lendermaydeduct2.1/tenthousandeveryda
7、ypaymentasdamage.Article9.WhereBorrowerdoesnotrepaytheinterestofloanasperthesaidregulations,Lendermayhaverighttochargedoubleinterests.Article10.Beforedistributingtheloan,ifBorrowerhasgreatconflictwithhouseselleroverproblemssuchhouse’squalityandproperty,Borrowe
8、risauthorizedtocancelthiscontract,andshalldecidewhethercontinuethecontractwithinIndustrialandCommercialBankofChinahalfoneyear.Article11Afterthedeliveryoftheloan,ifdisputeoccursbetw
