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1、IICSpotDictationIntheearly1970s,CitibankofNewYorkCitybecameoneofthefirstfinancialinstitutionstoinstallATMsonalargescale.Sincethen,thepopularityofAutomatedTellerMachineshasincreaseddramatically.Atthetime,thebankhopedsimplytoreducetheiroperatingcostsbyreplacinghumantellersw
2、ithmachines.Littledidtheysuspectthatthecashmachineswouldbecomesosuccessful.However,asmorebanksaddedround-the-clockautomatedservicethroughATMs,themachinesmushroomedallovertheworld.TouseanATM,allyouneedisaplasticcardissuedbyyourbank.YourbankmayalsoofferATMservicethroughacre
3、ditcard,suchasMasterCardorVisa.Tobeginatransaction,youneedtoinsertthecardintoanATM,andpunchinapersonalidentificationnumberonthemachine’skeypad.ThepersonalIDnumbermayconsistoffourorsixdigits,andcanpreventanyonefromusingthecard.TheATMnextflashesinstructionsonitsdisplayscree
4、nforcarryingouttransaction.Togetcash,forexample,youareinstructedtopressbuttonsthatindicate‘WhethertheMoneyShouldBeWithdrawnfromaCheckingoraSavingsAccount?’,and‘TheAmounttobeWithdrawn’.Thisrequestisthendisplayedonthescreen.Afteryoupressabuttontoverifythattheinformationisco
5、rrect,theATMgoestoworkontherequest.Howsafe,youmayask,isbankingbyATM?ThepersonalIDnumberismeanttopreventanyone,nomatterwhoyouare,fromusingacashcardwithoutauthorization.IfyouenterthewrongIDnumberforacard,amessageonthescreenwillaskyoutotryagain.Ifyoufailtoproducethecorrectnu
6、mberforthreetimes,mostmachineswillkeepthecard.Asanotherprecautionagainstcardtheft,thebankgenerallylimitstheamountthatmaybewithdrawnbycashcardinasingleday,say,to$200.Statements:1.Uptonow,noneofthecandidateswhoappliedforthepositionhastherequiredcredentials,we’dbetterletoura
7、dintheHelp-WantedSectionrunformoreweeks.2.OriginallyFlorencewasonlyaskedtomakesomeintroductoryremarks,butsheendedupgivingaspeechherselfwhenthespeakercamedownwiththeflu.3.Youknowwhat?I’vegottofinishthatevaluationreportfortheboardmeetingnextweek.A10-pagereportwithintheweek!
8、Theregoesmysociallifethisweekend.4.Thedirectoriskindofbusynowandhasnotimetoreadoveryourproposal.
