资源描述：
《房地产抵押若干法律问题探讨（discussion on several legal issues of real estate mortgage）》由会员上传分享，免费在线阅读，更多相关内容在教育资源-天天文库。
1、房地产抵押若干法律问题探讨（Discussiononseverallegalissuesofrealestatemortgage）DiscussiononseverallegalissuesofrealestatemortgageAuthor:LiuLianhuaAsakindofmortgagedebtguaranteeway,becauseitcanperformwellsecureddebts,iswidelyusedinpractice,andtherealestatewithitsreality,stability,safety,valueofthestrongestfeatur
2、esintothewidespreaduseofcollateral.ThisarticlewilldiscusssomelegalissuesofrealestatemortgageinChinainordertopromotethehealthydevelopmentofChina'srealestatemarket.ArangeofrealestatemortgagesubjectmatterThepurposeistosetupthemortgage,ifthedebtordoesnotfulfillthedebt,themortgageeaccordingtolegalproce
3、duresforcollateralpricepriority.Therefore,thecollateralvalueshouldbechanged,shouldbetransferable.China'simplementationofthesocialistpublicownershipofland,inaccordancewiththeprovisionsoftheconstitutionofthecity,urbanlandbelongstothestate,ruralandsuburbanlandinthecitybylawbelongstoallcountries,belon
4、gstopeasants'collectiveownership.Stateownedlandandlandcollectivelyownedbyfarmersmaybedeterminedtobeusedbyunitsorindividualsinaccordancewiththelaw.Therighttotheuseoflandmaybetransferredinaccordancewiththelaw,butthesaleandillegaltransferoflandownershipisprohibited.Therefore,inourcountry,landownershi
5、pcannotbesetupmortgage,landuserightscanbesetmortgage,butithasbeenlimited.(1)tosetupmortgageontherighttousestate-ownedlandonthegroundwithoutanyfixedobjects(includingbuildings,structuresandprojectsunderconstruction);Ourlawabouttherighttousestate-ownedlandacquisitionintwoways:oneisthroughthetransfero
6、flanduserightwayofstate-ownedlanduserights,twoisthroughthetransferoflanduserightwaytoacquirestate-ownedlanduserights.Atpresent,ourcountryprohibitsthetransferofstate-ownedlanduserightstosetmortgage.(two)theproblemofsettingmortgagewiththerighttousecollectiveland;Fromthebasicsituationofourcountry,con
7、sideringourcountrylesspeopleandmorepractical,inordertocarryoutthebasicnationalpolicyofprotectingcultivatedland,existinglawsandregulationsofourcountry,thecollectiveownedlandshallnotbeengagedinrealestatedevelopment
