房地产抵押若干法律问题探讨(discussion on several legal issues of real estate mortgage)

房地产抵押若干法律问题探讨(discussion on several legal issues of real estate mortgage)

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时间:2018-07-19

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1、房地产抵押若干法律问题探讨(Discussiononseverallegalissuesofrealestatemortgage)DiscussiononseverallegalissuesofrealestatemortgageAuthor:LiuLianhuaAsakindofmortgagedebtguaranteeway,becauseitcanperformwellsecureddebts,iswidelyusedinpractice,andtherealestatewithitsreality,stability,safety,valueofthestrongestfeatur

2、esintothewidespreaduseofcollateral.ThisarticlewilldiscusssomelegalissuesofrealestatemortgageinChinainordertopromotethehealthydevelopmentofChina'srealestatemarket.ArangeofrealestatemortgagesubjectmatterThepurposeistosetupthemortgage,ifthedebtordoesnotfulfillthedebt,themortgageeaccordingtolegalproce

3、duresforcollateralpricepriority.Therefore,thecollateralvalueshouldbechanged,shouldbetransferable.China'simplementationofthesocialistpublicownershipofland,inaccordancewiththeprovisionsoftheconstitutionofthecity,urbanlandbelongstothestate,ruralandsuburbanlandinthecitybylawbelongstoallcountries,belon

4、gstopeasants'collectiveownership.Stateownedlandandlandcollectivelyownedbyfarmersmaybedeterminedtobeusedbyunitsorindividualsinaccordancewiththelaw.Therighttotheuseoflandmaybetransferredinaccordancewiththelaw,butthesaleandillegaltransferoflandownershipisprohibited.Therefore,inourcountry,landownershi

5、pcannotbesetupmortgage,landuserightscanbesetmortgage,butithasbeenlimited.(1)tosetupmortgageontherighttousestate-ownedlandonthegroundwithoutanyfixedobjects(includingbuildings,structuresandprojectsunderconstruction);Ourlawabouttherighttousestate-ownedlandacquisitionintwoways:oneisthroughthetransfero

6、flanduserightwayofstate-ownedlanduserights,twoisthroughthetransferoflanduserightwaytoacquirestate-ownedlanduserights.Atpresent,ourcountryprohibitsthetransferofstate-ownedlanduserightstosetmortgage.(two)theproblemofsettingmortgagewiththerighttousecollectiveland;Fromthebasicsituationofourcountry,con

7、sideringourcountrylesspeopleandmorepractical,inordertocarryoutthebasicnationalpolicyofprotectingcultivatedland,existinglawsandregulationsofourcountry,thecollectiveownedlandshallnotbeengagedinrealestatedevelopment

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