车辆理赔(vehicle claim settlement)

车辆理赔(vehicle claim settlement)

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页数:15页

时间:2018-07-12

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1、车辆理赔(Vehicleclaimsettlement)ThevehicleaccidentinsuranceclaimskillAcarfriendmusthaveboughtacarinsurance.Butintoday'sinsurancecompanies,carinsuranceisatrap!Today,theinsurancecompanyissueddisclosureprovisionsofthetrapsandpuzzles,seeifafterharvest,pleasehelpmetothetopofa!IncludingNdangercases,ithas

2、practicalguidingsignificance,wehopetohelp.Theclearestexplanation;theonlyinsuranceclauseordinarypeoplecanunderstand.(1)cardamage,thethirdparty(two)losethecar(three)crash(four)claimTheinsuranceclausesof(a)-cardamage,thirdLet'sstartwiththemajorriskofcardamageandthreeliability.Vehicledamageinsuranc

3、eandthreeliabilityinsurancearethebasicrisksofvehicleinsurance,whichmainlycompensateforthelossesoftheinsuredvehiclesandthelossescausedbytheinsuredvehiclesinusetothethirdparty!Youmaythinkthatevenifnaturaldisasterscausevehiclelosses,theinsurancecompanywillpayforit!Halfofthis,mostofthelossescausedb

4、ynaturaldisastersarelost,butthesameexceptearthquakecontinually!Case1:ifyourcarwasluckyenoughtobehitbyabuildinginanearthquake,haha!Answer:afterafewdaysaftertheearthquakeandthenapplyforcompensationStatement:duetotheearthquakecauseddangeraboutwallloosening,finallyonedayinthefall(nottomentiontheear

5、thquakedanger)2.Case:ifyourcarinanemergencybrake,thecartflewtothewindshieldglasscausedbyrupture.Whatshouldyousay?Youhonestlytotheinsurancecompanysaid:"mytissueboxflewupandhittheglass,"wow......"(internalstrengthishighenough,haha)"You'remiserable......Theadjusterwillpointtotheirmouth:"pleaselook

6、atmymouth-NO!!"Thecorrectresponse:asmallchangeinthefactsClaimstatement:oneofmyfriendsdidironheadsmashedthewindshieldonthebrakes,OK!Keepinmindthattheinsurancecompanywillnotpayforthelosscausedbythecollisionofthearticlesinthecar!!Thiscase3:ifyouareinthetrailerandanothercarcollidedwhenTheanswer:ign

7、orethefactsStatement:don'tmentionyouindangeroftowedvehicleortowingbyothers,orwhetherornotyouareresponsiblefortheaccident,theinsurancecompanywillnotpayThiscase4:ifyouareinanaccident,breakingtheglassitselfisnotdangerousontheglass,yo

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