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1、国寿鑫如意产品培训课件国一号白金版宣导——2015年国一号白金版宣导内部培训资料,具体保险责任以条款为准培训大纲出台背景产品亮点详细条款市场锁定话术介绍“世界财富500强”首入百强,第98位2014年收益率5.1%新国十条颁布利率市场化**总裁**新时期的使命与担当**董事长**保持市场领先地位??表述重点:总说变革的现实意义。*新产品确定高收益对比增额31%61%100%95%Sheet2保单年度年初保费生存给付(年初)累积生存给付(年末)白金账户累计满期给付意外身故保障1100,00010,00010,30010,459020,8><#00469
2、9'>9182100,00014,50025,54426,106052,2123100,00014,50041,24542,471084,9424100,00014,50057,41859,5890119,1785100,00014,50074,07577,4920154,98418014,500342,034400,7490801,49819014,500367,230434,3250868,65020014,500393,182469,4440938,88821014,500419,912506,17601,012,35222014,500447
3、,444544,59601,089,19223014,500475,803584,78101,169,56224014,500505,012626,81201,253,62425014,500535,097670,77301,341,54640014,5001,111,4391,633,19703,266,39450014,5001,664,8942,746,39005,492,78060014,5002,408,6914,490,75508,981,51061015,9502,497,3804,713,74209,427,48462017,4002
4、,590,2234,948,49009,896,98070029,0003,498,2907,320,199014,640,39880043,5005,133,83411,941,098500,00023,882,196Sheet1保单年度自动转入的保险费累计保险费进入个人账户的价值假定低等结算利率(最低保证利率)假定中等结算利率4.5%假定高等结算利率6%保单年度年初保费生存给付(年初)累积生存给付(年末)白金账户累计满期给付意外身故保障退保金(现金价值)(年末)个人账户价值(年末)身故保障(年末)意外身故保障(年末)现金价值(年末)个人账户价值(
5、年末)身故保障(年末)意外身故保障(年末)现金价值(年末)个人账户价值(年末)身故保障(年末)意外身故保障(年末)现金价值(年末)1100,00010,00010,30010,459020,<#004699'>91820,520110,00010,00010,00010,25310,25310,25310,25310,45910,45910,45910,45910,61710,61710,61710,6172100,00014,50025,54426,106052,21266,860214,50024,50014,50025,37925,37925,
6、37925,37926,10626,10626,10626,10626,66626,66626,66626,6663100,00014,50041,24542,471084,942121,470314,50039,00014,50040,88740,88740,88740,88742,47142,47142,47142,47143,70543,70543,70543,7054100,00014,50057,41859,5890119,178183,710414,50053,50014,50056,78856,78856,78856,78859,589
7、59,58959,58959,58961,79561,79561,79561,7955100,00014,50074,07577,4920154,984252,060514,50068,00014,50073,09173,09173,09173,09177,49277,49277,49277,49281,00181,00181,00181,0016014,50091,23296,2180192,436252,670614,50082,50014,50089,80689,80689,80689,80696,21896,21896,21896,21810
8、1,391101,391101,391101,3917014,500108,904115,8050231,6