毕业论文外文翻译--中国房地产业融资渠道的创新研究（英语原文+中文翻译）

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1、北京联合大学毕业论文外文原文及译文题目：《新形势下房地产企业融资创新性分析》专业：金融学指导教师：赵凤云学院：管理学院学号：2007110303125班级：071103031姓名：李旭一、外文原文TheResearchonFinancingChannelsInnovationinChineseRealEstateIndustryAccordingtothepublicinformation，theincreasingrateinrealestateinvestmenthasobviouslyexceededthe

2、fixedassetsinvestment．Becauserealestateinvestmentaccountforover20percentintheaggregatefixedassetsinvestmentinChina，realestateindustryhasdriventhesocietyinvestmentandplayedmoreandmoreimportantroleinChineseeconomy．Bankloanstotheindustryhaveascendedgraduallysinc

3、e1998．Theloanvolumehasbeenattained6657billionyuanin2009，3．2timesasmuchasthatin1998．Atthesametimelpersonalhousemortgage—backedloanshasbeenincreasedramatically．Inlast6years，therateoftheseloanstototalpersonalconsumingloansisabout75—97percent.ChineseCurrentStatus

4、ofHouseFinancingChannelsFinancingchannelsofChineserealestateenterprisesaremainlyfocusedonBankcredit．OtherchannelslikeIPO，entrust，Bondsandspecialfundstoobtaincapitalareofquitelessproportion．Housemortgage—backedloanscameintobeingin1998．Beforethat，themoneyusersw

5、ererealestatecompanies.Generally，Chineserealestateindustrygivesprioritytocreditor’srightsfinancing．Thefinancingstructureshowsunitarycharacteristics．BankCreditisMainChannelforChineseRealEstateEnterprisesAccordingtotheoperatingprocessandcapitalchainfigureofChin

6、eserealestatemarket，wecouldfindthatbankloanhasbeenrunningthroughthewholeprocessoflandreservation，landtransaction，developmentandsale．CommercialbanksarealmosttheonlycapitalprovidersofallprincipalsinChineserea1estatemarket．RealestatetrustfundbecomeChina'srelativ

7、elyactivefinancingformOurcountryhasexperiencedthreeyearsofindustriesintoagainafterthereorganization,2010rapiddevelopmenttrackoftherealestateindustry,totheendofthetrustproperty24.1millionyuan,hasreachedthetotaltrustpropertythanthetotal2.82%,earlymbm1260million

8、yuan,increasein2010grewnearly110%realestatetrustscontinuewithhigherspeedgrowth,buttheoverallperspective,realestatetrustsfunctionisrelativelysingle,realestatecapitaltrustmostistoprovide"pl