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ID:52820192
大小:482.00 KB
页数:82页
时间:2020-04-13
《再保险概述.综述.ppt》由会员上传分享,免费在线阅读,更多相关内容在行业资料-天天文库。
1、概述---SummarizeDefinitions-定义History-历史Nature-属性Function-作用Definitions:定义WhatDoTheseWordsMean?-这些名词的意思是什么Reinsurance:再保险Aformofinsurancewherebyoneinsurer(thereinsurer)indemnifiesanotherinsurer(thereinsured)forlossesunderinsurancepoliciesissuedbythereinsuredtothepubl
2、ic.再保险又称分保,指原保险人将自己承担的部分或全部保险合同责任分给再保险人。CedingCompany:分出人APrimaryCompany:原保险人DirectCompany:直接保险公司cedant,cedent,----allknownasthe“Reinsured”----再保险分出人Cede:Whenacompanyreinsuresitsliabilitywithanother,it“cedes”business----再保,分保,;割让;让与;放弃Cededcompany:分入公司-----theCompa
3、nytowhomtheriskistransferredReinsurer:再保险人,再保险接受人----Aninsurerorreinsurerassumingtheriskofanotherundercontract.Assume:假定,承担,接受Three(Re)insuranceParties保险和再保险的当事人的关系InsuranceReinsuranceInsuredInsurerReinsuredCedingcompanyCedantReinsurerRetrocede:转分保Retrocession:Rein
4、suranceofReinsurance----转分保,分保的再次分保RetrocessionaireandRetrocedent:ThepartiestoaRetrocessionRetrocessionaire:转分接受人;Retrocedent:转分保分出人Retention:自留额Retention:自留额-----TheamountofrisknotbeingreinsuredCession:分出额-----Theportionofthesuminsuredofariskcededtoareinsurerbythe
5、Cedant.Commission:佣金-Inreinsurance,theprimaryinsurancecompanyusuallypaysthereinsureritsproportionofthegrosspremiumitreceivesonarisk.Thereinsurerthenallowsthecompanyacedingordirectcommissionallowanceonsuchgrosspremiumreceived,largeenoughtoreimbursethecompanyfortheco
6、mmissionpaidtoitsagents,plustaxesanditsoverhead.Theamountofsuchallowancefrequentlydeterminesprofitorlosstothereinsurer.Reimburse:补偿;overhead:经营管理费用ProfitCommission盈余佣金,纯益手续费-Aprovisionfoundinsomereinsuranceagreementswhichprovidesforprofitsharing.Partiesagreetoaform
7、ulaforcalculatingprofit,anallowanceforthereinsurer’sexpenses,andthecedant’sshareofsuchprofitafterexpensesFormula:公式Allowance:津贴、定量供应、允许,补助historyTheoriginsofinsuranceTheoriginsofinsurancearelostinthemistsofantiquitybutfromveryearlytimesvariousattemptsweremade,initi
8、allyinconnectionwithshipsandcargoes,toachieveaspreadingofrisk,whichisthesimplepurposeofbothinsuranceandreinsurance.mistsofantiquity:历史的迷雾Initiall
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