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1、2013英语二Giventheadvantagesofelectronicmoney,youmightthinkthatwewouldmovequicklytothecashlesssocietyinwhichallpaymentsaremadeelectronically.___1___,atruecashlesssocietyisprobablynotaroundthecorner.Indeed,predictionsofsuchasocietyhavebeen___2___fortwodecadesbuthavenotyetcometofruition.Forexamp
2、le,BusinessWeekpredictedin1975thatelectronicmeansofpayment“wouldsoonrevolutionizethevery___3___ofmoneyitself,”onlyto___4___itselfseveralyearslater.Whyhasthemovementtoacashlesssocietybeenso___5___incoming?Althoughe-moneymightbemoreconvenientandmaybemoreefficientthanapaymentssystembasedonpape
3、r,severalfactorswork__6___thedisappearanceofthepapersystem.First,itisvery___7___tosetupthecomputer,cardreader,andtelecommunicationsnetworksnecessarytomakeelectronicmoneythe___8___formofpayment.Second,papercheckshavetheadvantagethatthey___9___receipts,somethingthatmanyconsumersareunwillingto
4、___10___.Third,theuseofpaperchecksgivesconsumersseveraldaysof"float"-ittakesseveraldays___11___acheckiscashedandfundsare___12___fromtheissuer'saccount,whichmeansthatthewriterofthecheckcanearninterestonthefundsinthemeantime.___13___electronicpaymentsareimmediate;theyeliminatethefloatfortheco
5、nsumer.Fourth,electronicmeansofpayment___14___securityandprivacyconcerns.Weoftenhearmediareportsthatanunauthorizedhackerhasbeenabletoaccessacomputerdatabaseandtoalterinformation___15___there.Becausethisisnotan___16___occurrence,unscrupulouspersonsmightbeabletoaccessbankaccountsinelectronicp
6、aymentssystemsand___17___fundsbymovingthemfromsomeoneelse’saccountsintotheirown.The___18___ofthistypeoffraudisnoeasytask,andawholenewfieldofcomputersciencehasdevelopedto___19___securityissues.Afurtherconcernisthattheuseofelectronicmeansofpaymentleavesanelectronic___20___thatcontainsalargeam
7、ountofpersonaldataonbuyinghabits.Thereareworriesthatgovernment,employers,andmarketersmightbeabletoaccessthesedata,therebyencroachingonourprivacy.1.[A]However[B]Moreover[C]Therefore[D]Otherwise2.[A]off[B]back[C]over[D]around3.[A]power[B]concept[C]history[