银行笔试金融词汇总结

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1、银行笔试用得上的专业词汇acquiringcompany收购公司badloan呆帐chartofcashflow现金流量表clearly-establishedownership产权清晰debttoequity债转股diversityofequities股权多元化economyofscale规模经济emergingeconomies新兴经济exchange-rateregime汇率机制fundandfinancing筹资融资globalfinancialarchitecture全球金融体系glob

2、alintegration,globality全球一体化，全球化gopublic上市growthspurt（经济的）急剧增长haveone's'twocommas'百万富翁hedgeagainst套期保值housingmortgage住房按揭holdings控股，所持股份holdingcompany控股公司initialofferings原始股initialpublicofferings首次公募innovativebusiness创新企业intellectualcapital智力资本inter-b

3、anklending拆借internetcustomer网上客户investmentpayoffperiod投资回收期joint-stock参股mallrat爱逛商店的年轻人meansofproduction生产要素(the)medicalcostsocialpoolformajordiseases大病医疗费用社会统筹mergersandacquisitions并购mobile-phonebanking移动电话银行业moods人气netpotato网虫non-storeseling直销offeri

4、ng新股online-banking网上银行业online-finance在线金融onlineclient（银行的）网上客户paperprofit帐面收益physicalassets有形资产projectfundsystem项目资本金制度pyramidsale传销recapitalize资产重组regionalcorrencyblocks地区货币集团regulate调控selloff变现share(stock)option期权，股票认购权smartcard智能卡slashprices杀价spare

5、capacity闲置的生产能力stronggrowth强劲的增长势头switchtrade转手贸易take…public上市taptheidleassets盘活存量资产transaction（银行的）交易transferpaymentfromtheexchequer财政转移支付venture-capital风险资本virtualbank虚拟银行wiretransfer电子转帐accountnumber帐目编号depositor存户pay-inslip存款单adepositform存款单abandi

6、ngmachine自动存取机todeposit存款depositreceipt存款收据privatedeposits私人存款certificateofdeposit存单depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支tocountersign双签toendorse背书endorser背书人tocash兑现tohonoracheque兑付todishonoracheque拒付tosuspendpayment止付che

7、que,check支票chequebook支票本ordercheque记名支票bearercheque不记名支票crossedcheque横线支票blankcheque空白支票rubbercheque空头支票chequestub,counterfoil票根cashcheque现金支票traveler'scheque旅行支票chequefortransfer转帐支票outstandingcheque未付支票canceledcheque已付支票forgedcheque伪支票Bandar'snote庄票

8、，银票banker银行家president行长savingsbank储蓄银行ChaseBank大通银行NationalCityBankofNewYork花旗银行HongkongShanghaiBankingCorporation汇丰银行CharteredBankofIndia,AustraliaandChina麦加利银行BanquedeI'IndoChine东方汇理银行centralbank,nationalbank,banker'sbank中央银行bankofissue,bank