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ID:36662648
大小:1.63 MB
页数:40页
时间:2019-05-13
《试论如何提高我国商业银行的综合竞争力》由会员上传分享,免费在线阅读,更多相关内容在学术论文-天天文库。
1、卜4.16201复日.人学MBA学位论文ABSTRACTTheroleofthebankingsectorcanaffectthewholesituationinthenationaleconomy,andthereformingofbankingsectorhasbeenadifficultfieldintheeconomicreforminChinaandisofmoreimportanceamongtheimportantones.Underthepresentbackgroundthatkeencompetitionisunderwayint
2、hebankingsection,theexistingdisadvantagesinState-ownedcommercialbanksformanyyearshavemoreandmoreseriouslyrestrictedtheirdevelopment.Furthermore,afterChina'sjoininginWTO.theState-ownedcommercialbankswillfacemoreimpactsfromnumerousforeignbanks.一叹Howtodeterminethereformingtargetso
3、fState-ownedcommercialbanksandimprovethecompetitivenessisofvitalimportance.OnthebasisoftheresearchofotherfellowsandaccordingtomybankingpracticesandexperienceaswellasknowledgelearnedfromMBAcourses,thisarticleisaimedtocarryoutresearchesintohowtoimprovetheco贝prehensivecompetitiven
4、essofcommercialbanksinChina.Themostdeep-rootedcausetorestrictthecompetitivenessofthecommercialbanksinChinaisthesingleState-ownedpropertysystemformedinthehistoryinChina.Inoperation,thee川ciencyistoolow,theresponsetothemarketisslow,theemployeesdonotworkinanactivewayandtheinnovatio
5、nconceptisnotenoughpromoted.Theseproblemshaven'tbeensolvedultimately.Inbusinessstructures,山.下﹄traditionalbusinessessuchasassetsandliabilitiesarelainparticularstresson,andcomparedwithinternationalbanks,thereisalargegaponthedevelopmentofintermediatebusiness,suchasbankingcardbusin
6、ess.FacingthechallengesfromforeignbanksafterjoiningWTO,howwilltheState-ownedcommercialbanksdo?Forthis,1discussonhowtoimprovethecomprehensivecompetitivenessofthecommercialbanksinChina.BecauseIhavehadcreditandloanbusinessinthebasiclevelsinthebanksforalongtime,Iputforwardnewpoints
7、ofviewondetailedcompetitionstrategiesandmeasuresforthebanksinthisarticle,forexample:thebindingbusinessofhousingdevelopmentloanandmortgageloanaswellasshort-termcirculatingfundloan;bindingmarketingbusinesswithaccumulatedscoresofindividual试论如何提高我国商业银行的综合竟争力assetsbusinessandindivid
8、ualliability;theoperationofthecompleteopeningofhousing
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