资源描述：
《payment支付条款》由会员上传分享，免费在线阅读，更多相关内容在教育资源-天天文库。
1、Unit9TermsofPayment支付条款KeypointsIntroductionRemittance;collection;letterofcreditWritingguideExamplesWordsandphraseshomework1.introductionWiththerapiddevelopmentofinternationaltrade,termsofpaymentplaymoreandmoreimportantrolesininternationalsettlement.Theex
2、porternormallyexpectstoreceivepaymentimmediatelyafterdeliveryofthegoods,meanwhile,theimporterexpectsthathewillbeabletopayoffthetradedebtonlyafterthegoodsaresold.So,choosingappropriatetermsofpaymentwillbebeneficialtoexporterandimporter.2.threecategories2.1
3、Remittance汇付Theremittingbank(汇出行，进口地银行）attherequestofaremitter(importer/payer,汇款人）,sendstherequiredfundstoapayee(exporter/beneficiary,收款人）throughthepayingbank(汇入行/解付行，出口地银行）.Itisbasedoncommercialcredit(商业信用）.Threedifferentwaysofremittance:1)T/T(Telegraphi
4、cTransfer)电汇,throughbank,safest/fastest/mostexpensive2）M/T（MailTransfer）信汇,throughbank,safer/slower/moreexpensive3）D/D（DemandDraft）票汇,throughpayerhimself,safe/slowest/leastexpensive2.2Collection托收TheapplicationofcollectionissetoutinURC522,theUniformRulesf
5、orCollection,versionno.522.Itisanarrangementwherebythesellerdrawsadraft(汇票）,and/orshippingdocuments(B/L，invoice，packinglist,etc.)areforwardedtohisbank,authorizingittocollectthemoneyfromthebuyerthroughitscorrespondentbank.Itisbasedoncommercialcredit.Twokin
6、dsofcollectionCleancollection(光票托收）Withfinancialinstrumentsonly,suchasbillsofexchange,receipts,checks,etc.,otherdocumentsaresentdirectlybytheexporttotheimporter.Documentarycellection(跟单托收）Onlywhenthedraftdrawnwiththeshippingdocumentsispaidoraccepted,willt
7、hedocumentsbereleasedtotheimporter.Documentarycollectionisclassifiedasfollows:D/P(DocumentagainstPayment）Thecollectingbankisallowedtoreleasethedocumentstothedraweeonlyagainstfullandimmediatepayment.D/Pfallsintotwocategories:D/Patsight即期托收Uponfirstpresenta
8、tion,thebuyershallpayagainstdocumentarydraftdrawnbytheselleratsight.Theshippingdocumentsaretobereleasedagainstpaymentonly.D/Pafter…dayssight远期托收Afterthefirstpresentingforacceptance,whentheaccepteddraftmatures,thesel
