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1、CET-4阅读熟词僻义归纳2004-9-278:27:15[点击数：157]【字体：大中小】【打印输出】【关闭窗口】personalcreditbusinessprocessmanagement,anddevelopmentofbusinessprocesses,cleartheloanobjectandscope,establishloanoperationofassessmentandaccountabilitymechanisms.DiversitymanagementprinciplestheBank'sstrictseparationbetweenbusinessandc
2、onsumeruseofpersonalcredit,thenaccordingtothedifferentvarietiesofbusinesstoestablishtheappropriateaccessstandard,post-lendingmanagementrequirements.BusinessusepersonalcreditshouldbestrictlyinaccordancewiththeqiluBank'ssmallbusinesscreditriskmanagementguidelinesandassociatedworkingcapitalloansm
3、anagementrequirements,suchasassessingthemanagementofproductionandoperation,repaymentability,thelevelofrisk,andsoon.IncomedebtratiocontrolprincipleofBankincomedebtratiocontrolmechanism,combinedwiththeborrower'sincome,debt,expenditures,loans,guaranteesandotherfactors,determinestheloanamountandte
4、rm,controleachrepaymentdoesnotexceedtheamountoftheborrowerrepaymentability.Principlesoftrans-regionallimitsBranchesshallnotinprincipletooperatingincomemainlycomesfromoffsite(prefecture-levelcitiesandadministrativedivisionsatorabove)orinward(MS)chargeprovidedcreditsupportforindividualcustomersi
5、slocatedindifferentplaces,butexceptthosewithuniqueadvantagessuchascritical.Havesetupbranchesindifferentplaces,otherbodiesarenotentitledtocarryoutthebranchofcreditbusinessintheregion.BranchCountyareahasbeenestablished,otherbodiesarenotentitledtoapplyforthecreditwithintheCounty.Doublebeforegoing
6、throughthepersonalcreditbusinesscreditinvestigation,Contracting,securityverification,creditcheck,keyaccountmanagershouldbedoublehandle.Banksupportsriskmanagers,loanreview,professionalCET-4阅读熟词僻义归纳2004-9-278:27:15[点击数：157]【字体：大中小】【打印输出】【关闭窗口】personalcreditbusinessprocessmanagement,anddevelopmen
7、tofbusinessprocesses,cleartheloanobjectandscope,establishloanoperationofassessmentandaccountabilitymechanisms.DiversitymanagementprinciplestheBank'sstrictseparationbetweenbusinessandconsumeruseofpersonalcredit,thenaccordingtothedifferen
