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ID:9607840
大小:2.28 MB
页数:73页
时间:2018-05-03
《基于网络金融理论的网上银行发展与对策研究》由会员上传分享,免费在线阅读,更多相关内容在行业资料-天天文库。
1、武汉理工大学硕士学位论文基于网络金融理论的网上银行发展与对策研究姓名:刘彬彬申请学位级别:硕士专业:管理科学与工程导教师:刘舒燕20060301ABSTRACTChinesetraditionalbankbroughtthenewtechnologiestospeedupthetransformationofthebankingsectorisanimportantmeasuretocopewiththeseriousimpactoftheaccessiontoWTO.Howtoadjustthemselvesandexceedcompetitorsinordertofec
2、eofthenewcentury,testsallthebanks.Internetbankingiscun^ntlythetechnologyinthebankingbusinessarisingfromthenewroundofchangesintherapidgrowthanduniqueservicemeansthatallofthetraditionalbankinginstitutionsintheworldhaveexperiencedtremendousshock.China'sbankingindustryislikelytousherinanewoppo
3、rtunity.Regardlessofwbatfuturedevelopmentwillbe,moreconvenientfinancialservicesonlinebankingtothebestinterestsofcustomers.AsthepopularityoftheInternetande-commerce,theflourishofInternetbankinginChinaemerged.However,astheexternalenvironment,internalcontrolandthecorrespondinglackofasoundlega
4、lmechanism,thedevelopmentofinternetbankingcontinuestofecemanypressuresandproblems.Althoughsomeofourcurrentcommercialbanks,suchasChinaMerchantBank,havestartedtheonlinebusiness’itstillfacedwiththeseveralmajorproblems,suchaslackofnetworkeconomymarketdemand’tbesmallsizeoftransactionsandthepoor
5、efficiency;marketculturethatisnotadaptedtotheonlinebusinessandstillaconsiderablegapbetweentheconceptsandpractice;creditmechanismthatisnotperfectandtheimperfectmarketenvironment;insufficientinputininfonnationnetworkinfrastructureandlackofoverallfmancialnetworkconstructionplanning;constructi
6、onofonlinepubliccertificationcenterandmutualnetworkingininternetbanking;servicesystembuildingandsafetyprecautions,etc,whichneedustosolveinthedevelopmentofInternetbankingprocess.ThemainobjectiveofthisstudyisthepresentationofanumberofeffectivesuggestionsonInternetbankingdevelopmentsonthebasi
7、sofnetworkfinancialtheoriesandcorrespondingstatistics,whichresponsetotherealproblemsinInternetbanking.Thistextdescribestheintroductionofthepurposeandsignificanceofthesubject'sselection,Internetbankingandthedevelopmentoftheoutlineinthefirstchapter.InChapter11,t
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