wto后时代中国存款保险制度构建的新思路

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1、___________________________________________________________________________________________WTO后时代中国存款保险制度构建的新思路【内容提要】在WTO后时代，外国金融机构在我国已经取得了在所有地域从事几乎所有主要银行业务的市场准入可能性。随着金融服务市场的准入条件降低，外来的竞争压力迫使我国本土金融机构提高竞争力。金融风险的防范问题也随之而来。存款保险制度是一个防止金融挤兑的有力工具。我国急需设立中央存款保险股份有限公司、推行强制性存款保险制度、防范道德风险与审慎确立赔付比例。　　【关键词】

2、存款保险制度法律价值强制性存款保险　　[Abstract]Theforeignfinancialinstitutionshavefullyaccessedtoourmarketoftradeinfinancialservicesincethe5-yearultimateendingofourtransitoryperiod.Theloweringofbarriersandtheincreasingofcompetitivenessinourfinancialmarkethavebroughtwithpotentialriskswhichwehavetopreparedtooverc

3、ome.Tothisend,theDepositInsuranceSystemisoneofthemostpracticalmeans.ItisnecessaryforustoestablishasoundCentralDepositInsuranceCorporationSharesLimited,mandatorilyenforcetheDepositInsuranceandpreventthemoralhazardandprudentiallydetermineareasonableproportialityofcompensation.　　[Keywords]Deposit

4、InsuranceSystemLegalValuesMandatoryDeposit14_____________________________________________________________________________________________________________________________________________________________________________________WTO后时代中国存款保险制度构建的新思路【内容提要】在WTO后时代，外国金融机构在我国已经取得了在所有地域从事几乎所有主要银行业务的市场准

5、入可能性。随着金融服务市场的准入条件降低，外来的竞争压力迫使我国本土金融机构提高竞争力。金融风险的防范问题也随之而来。存款保险制度是一个防止金融挤兑的有力工具。我国急需设立中央存款保险股份有限公司、推行强制性存款保险制度、防范道德风险与审慎确立赔付比例。　　【关键词】存款保险制度法律价值强制性存款保险　　[Abstract]Theforeignfinancialinstitutionshavefullyaccessedtoourmarketoftradeinfinancialservicesincethe5-yearultimateendingofourtransitoryperi

6、od.Theloweringofbarriersandtheincreasingofcompetitivenessinourfinancialmarkethavebroughtwithpotentialriskswhichwehavetopreparedtoovercome.Tothisend,theDepositInsuranceSystemisoneofthemostpracticalmeans.ItisnecessaryforustoestablishasoundCentralDepositInsuranceCorporationSharesLimited,mandatori

7、lyenforcetheDepositInsuranceandpreventthemoralhazardandprudentiallydetermineareasonableproportialityofcompensation.　　[Keywords]DepositInsuranceSystemLegalValuesMandatoryDeposit14__________________________________________________________