欢迎来到天天文库
浏览记录
ID:8222756
大小:385.33 KB
页数:8页
时间:2018-03-10
《德勤-发挥区块链技术对于保险公司之潜在力量(英文)》由会员上传分享,免费在线阅读,更多相关内容在行业资料-天天文库。
1、InsightsDecember2017Collaborationvs.competitionUnlockingthepowerofblockchainininsuranceTheglobalrisingtrendofdigitalizationandthesharingeconomyhaveprogressivelyputtheheatoninsurerstorethinktheirbusinessstrategybyleveragingmoredisruptivetechnologies,collaborationsacrosstheeco-syste
2、mandmoreinnovativepartnershipmodels.AcrossAsia,andparticularlyinChinaandHongKong,theinsuranceindustryisexperiencinganunprecedenteddegreeofchange.Insurerswhocanembraceemergingtechnology,suchasblockchain,toenhancetheircompanyefficiencyanddevelopnewwaysofdoingbusinessforbettersynergy
3、andvaluemaximization-whilestayingontopofallthecompliancerequirements-couldbethefuturewinners.Collaborationvs.competitionUnlockingthepowerofblockchainininsuranceFigure1:WhatisBlockchain?Source:DeloitteChinaGlobalmarketexperience"WiththenewemergingDeloitte'sCenterforHealthSolutionsa
4、ndCenterforFinancialServicestechnologies,financialrecentlypartneredonaresearchprojecttolookintohowhealthandlifeinstitutionsingeneralinsurersmightleverageblockchainandrelatedtechnologiestostrengthenkeyelementsofaninsurer'svaluepropositioninthenextfiveto10yearswillhavelotsofnewtoimp
5、rovecurrentoperatingprocessesandsystemswhileenhancingtheopportunitiesthroughcustomerexperienceandreducingcosts.Thiscoversawidespectrumofindustrialcollaborations.theinsurancevaluechain:Withintheindustry,·frompolicyapplicationstopolicyservicingandadministration;technologiesallow·fro
6、munderwritingtoalternativepaymentsmodels;insurerstocollaborate·fromclaimsmanagementtofraudmitigation;and·fromcybersecuritytodataprivacy.anddetectduplicatedandfraudulentclaimsWithinthestudy,Deloitteproposesoperationalandconsumerusecasestotogether.Acrossexaminehowblockchaincoulddire
7、ctlyandindirectlyimproveaninsurer'sbasicprocessesandbusinessmodels.industry,technologiesallowinsurancecompanyWiththemutualconcernofboththehealthandlifeinsuranceindustriestocollaboratewithhealtharoundsharingsensitivemedicalinformationandmedicalhistory,personalcharacteristics,andong
8、oingwellnessofpolicyholders,thead
此文档下载收益归作者所有