The Economics of Money, Banking and Financial Markets (11th 11E - Mishkin - TB chapter 9

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1、EconomicsofMoney,Banking,andFinancialMarkets,11e(Mishkin)Chapter9BankingandtheManagementofFinancialInstitutions9.1TheBankBalanceSheet1)WhichofthefollowingstatementsareTRUE?A)Abank'sassetsareitssourcesoffunds.B)Abank'sliabilitiesareitsusesoffunds.C)Abank'sbalanceshee

2、tshowsthattotalassetsequaltotalliabilitiesplusequitycapital.D)Abank'sbalancesheetindicateswhetherornotthebankisprofitable.Answer:CAACSB:ReflectiveThinking2)WhichofthefollowingstatementsisFALSE?A)Abank'sassetsareitsusesoffunds.B)Abankissuesliabilitiestoacquirefunds.C

3、)Thebank'sassetsprovidethebankwithincome.D)Bankcapitalisrecordedasanassetonthebankbalancesheet.Answer:DAACSB:ReflectiveThinking3)Whichofthefollowingarereportedasliabilitiesonabank'sbalancesheet?A)reservesB)checkabledepositsC)consumerloansD)depositswithotherbanksAnsw

4、er:BAACSB:AnalyticalThinking4)Whichofthefollowingarereportedasliabilitiesonabank'sbalancesheet?A)discountloansB)reservesC)U.S.TreasurysecuritiesD)realestateloansAnswer:AAACSB:AnalyticalThinking5)TheshareofcheckabledepositsintotalbankliabilitieshasA)expandedmoderatel

5、yovertime.B)expandeddramaticallyovertime.C)shrunkovertime.D)remainedvirtuallyunchangedsince1960.Answer:CAACSB:AnalyticalThinking31Copyright©2016PearsonEducation,Inc.6)WhichofthefollowingstatementsisFALSE?A)Checkabledepositsareusuallythelowestcostsourceofbankfunds.B)

6、Checkabledepositsaretheprimarysourceofbankfunds.C)Checkabledepositsarepayableondemand.D)CheckabledepositsincludeNOWaccounts.Answer:BAACSB:ReflectiveThinking7)Inrecentyearstheinterestpaidoncheckableandnontransactiondepositshasaccountedforaround________oftotalbankoper

7、atingexpenses,whilethecostsinvolvedinservicingaccountshavebeenapproximately________ofoperatingexpenses.A)45percent;55percentB)55percent;4percentC)25percent;50percentD)50percent;30percentAnswer:CAACSB:ApplicationofKnowledge8)WhichofthefollowingstatementsareTRUE?A)Che

8、ckabledepositsarepayableondemand.B)CheckabledepositsdonotincludeNOWaccounts.C)Checkabledepositsaretheprimarysourceofbankfunds.D)Checkabled