金融英语视听说第二章

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1、ShortDialogsTask1MultipleChoiceScripts&AnswersDialog1W:Whycan’tItellinterestratefromexchangerate?Whocanhelpme?M:Well,Itisnotasdifficultasyouthink.Thereisasimplewaytotellthedifference.Whenyoudepositmoneywithabankorborrowmoneyfromabank,youusuallyearnorpayinterestatthesetinterestrate.Ifyougotoexcha

2、ngeRMBforsomeforeigncurrency,you’llneedtoknowthecurrentexchangerateofRMBtothatcurrency.Haveyougotit?W:Yeah,IthinkI’vegotit.Theinterestrateisthepriceoflocalcurrencyonthelocalmarketandtheexchangerateisthepriceofonecurrencyagainstanotheroneontheforeignexchangemarket.Question:Whenwillexchangeratebeu

3、sedaccordingtotheman?(D)女：我怎么就区分不了利率和汇率呢?谁能帮帮我？男：别着急。没有你想得那么难。有个简单方法可以区别它们。当你把钱存到银行或者从银行贷款时，你会按规定的利率赚得利息或支付利息。如果你去把人民币兑换成某种外汇，你就必须知道人民币兑换该外汇的现时汇率。懂了吗？女：是，我想我明白了。利率就是本国市场上本国货币的价格，而汇率就是外汇市场上一种货币兑换另一种货币的价格。Dialog2W:ThisistheCreditCardCenterofChinaConstructionBank.WhatcanIdoforyou?M:Iwanttoapplyfora

4、LongCreditCard.Idon’tknowwhatdocumentsareneededfortheapplication.W:Youarewelcome,sir.JustyourIDcardandyourCertificateofEmploymentwillberequired.M:Oh,verygood.Ihavebroughtthemwithme.Heretheyare.W:Allright.PleasefillinanApplicationForm.Doyouhaveanyideaaboutthecard?M:Yes,alittle.I’mtolditisveryconv

5、enienttomakepaymentwithaLongCreditCard.ButhowcanIputmoneytomycard?W:Itisapieceofcake.Whenyouhaveacreditcard,youholdacreditcardaccountwithourbank.YoucandepositmoneytoyourcreditcardaccountthroughATMsoroverthecounteratanybankoutlet.Ifyouaretoobusytocome,youcanchoosetotransfermoneyfromyourcurrentacc

6、ountautomatically.We’llsendyouamonthlystatementandtellyouthebalanceofyouraccount.Question:Whatwillthecustomerdoifhewantstodepositmoneytohiscreditcardaccount?(D)女：这是中国建设银行信用卡中心。请问有什么可以帮您的？男：我要办一张龙卡。不知道申请需要什么证件？女：欢迎您，先生。申请信用卡只要您的身份证和工作证。男：哦，那太好了。我带着这些证件呢。给。女：好了。请填写一份申请表。您了解龙卡吗？男：知道一点点。听说用龙卡付款非常方便。

7、可我怎样才能把钱存到卡里去呢?女：很容易。您有了信用卡，就在我们银行有一个信用卡账户。您可以通过柜员机或者任何营业部的柜台把钱存到您的信用卡账户。如果您太忙，没有时间来银行，您可以选择从您的活期账户自动转账。我们每个月会寄送对账单给您，告诉您您的账户余额。Dialog3W:Excuseme,wouldyoupleasetellmethemeaningoftheword“outstandingbalance”onmystatement?M:Yes