保险术语知识分享.doc

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1、保险术语精品文档1.specialpremiumrate特殊费率2.valuationnetpremium评估净保费3.grosspremiumreserve毛保费准备金（基于毛保费计提的准备金）4.guaranteedinterestratereserve保证利率准备金5.indirectclaimexpense间接理赔费用（无法直接确认到每个赔案的理赔费用）6.directclaimexpense直接理赔费用（可以直接确认到每个赔案、与案件理赔直接相关的费用）7.averagepaymentperclaim案均赔款8.eligibleturnover适保出口额（适用保

2、单条款的出口金额）9.underwriter核保人10.totallypermanentdisabilityrate高残率11.survivalrate生存率12.basicsuminsured基本保额13.limitofindemnity责任限额14.pureriskpremium纯风险保费15.extrahealthpremium健康加费16.extraoccupation-relatedpremium职业加费17.otherextrapremium其他加费18.premiumduedate保费应收日期19.lastpremiumpaymentyear终止缴费年度20

3、.receivablepremiumoverdue逾期应收保费21.initialpremium首期保费22.premiumforinvestment-linkedproduct投资型保险保费23.loanpremium垫缴保费收集于网络，如有侵权请联系管理员删除精品文档1.effectivetimeofpolicy;insuranceliabilityattachmenttime保单起保时间2.terminaltimeofpolicy保单终止时间3.shorttermpremiumrate短期费率4.reinstatementperiod复效期间5.reinstatem

4、entrate复效利息6.accountvalue账户价值7.guaranteedyield保证收益8.coupon生存现金9.corporateannuityplanperiod企业年金计划受托期限10.claimwaitingperiod赔偿等待期11.claimcasecancellationreason案件注销原因12.claimsettlementprocess理赔13.directclaimpaymentamount直接赔款14.claimspayable应付赔款15.policybenefitpayment保单利益支出金额16.guaranteedannui

5、tydrawingperiod保证领取年限（养老保险合同中规定可以领取养老金的最低保证年限）17.premiumretained自留保费18.claimretained自留赔款19.minimumreinsuredamount最低分出额20.finalreinsurer最终接受人21.fixedreinsurancecommissionrate固定分保手续费的比率22.subsequentcommission续期手续费收集于网络，如有侵权请联系管理员删除精品文档1.extractablecommission可提佣金2.commissionshare佣金拆分3.unitsi

6、nsured承保数量4.actualpremiumcollected实收签单保费5.fixed-amountannuity定额年金6.variable-amountannuity变额年金7.increasing-amountannuity增额年金8.waitingperiod等待期9.extrapremium;additionalpremium额外保险费10.premiumloading保单加费11.premiumreceivable应收保费12.dividendaccumulationinterestrate红利累积利率13.renewalcommissionRYC续年

7、度佣金收集于网络，如有侵权请联系管理员删除