海尔纽约人寿保险有限公司海尔纽约人寿财溢人生终身寿险万能型条款.pdf

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1、海尔纽约人寿您的传家之保海尔纽约人寿保险有限公司海尔纽约人寿财溢人生终身寿险（万能型）条款（2006年6月）海尔纽约人寿【2006】沪B第031号经中国保险监督管理委员会备案目录第一部分··您（投保人）与我们（海尔纽约人寿保险有限公司）的合同·································3第一条合同的构成································································································

2、···············3第二条投保范围···················································································································3第三条保险期间·················································································································

3、··3第四条保险责任的开始·······································································································3第五条犹豫期·······················································································································3第二部分··我们提供的保障···

4、········································································································3第六条基本保险金额···········································································································4第七条保险责任······························

5、·····················································································4第八条责任免除···················································································································5第三部分··如何申请领取保险金···································

6、·································································5第九条受益人的指定和变更································································································5第十条保险事故的通知··········································································

7、·····························6第十一条申请资料···············································································································6第十二条保险金的给付···································································································

8、····6第十三条保险金的申请时效································································································7第四部分··如何交纳保险费····························································