运用青岛科技大学外文数字图书馆查阅资料.doc

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1、运用青岛科技大学外文数字图书馆查阅资料的流程及结果王丽企业管理近口，想了解一些关于基金的资料，需要使用电子图书馆资源。打开电脑，插上网线之后，进入青岛科技大学网站f图书馆一电子资源一外文电子图书，然后就进入青岛科技大学外文数字图书馆，点击右下方的登陆“按钮”，就进入了该电子图书馆的首页。其首页主要分为两大框，左边是分类图书大纲，右边是分类搜索。因为想查一些关于“funcT资料，在右边关键字对话框屮输入”fund”，点击搜索按钮。出现109条记录，选择其中的一个44BostonInstituteofFinanceMutualFund

2、AdvisorCourse"，现摘录其中的一段如下:INTRODUCTIONOPEN-ENDINVESTMENTCOMPANIESPeoplefaceinvestmentdecisionsduringtheirlifetime.Theycanchoosetoplacealloftheirmoneyinabankcertificateofdeposit(CD)orsavingsaccount.However,thismoneywillgrowatafixedrateofinterest.Assumeanindividualinves

3、ts$20,000inabankCDwitha5%interestrate.Attheendoftenyears,themoneywouldhavegrowntoapproximately$32,578・However,thatpersonwouldbesubjecttothepurchasingpowerrisk(riskofinflation)overtheten-yearperiod.Anyinvestmentwithafixedrateofreturnisvulnerabletothepurchasingpowerrisk

4、・Assumethesamepersondecidedtoinvestinagrowthmutualfundthathadanaverageannualreturnof11%overtheten-yearperiod・The$20,000wouldhavegrowntoapproximately$51,875overtheten-yearperiod.However,theCDisguaranteedbythebankandadditionallybytheFederalDepositInsuranceCorporation(FD

5、IC).Theinvestmentinthemutualfundisaninvestmentinasecuritythatfluctuatesinvalue・Themutualfundcoulddecreaseinvalueaswellasincreaseinvalue.Toobtainahigherrateofreturn,theinvestormustassumeahigherriskthanhewouldassumefromtheCD.