实用英语词汇系列保险类翻译词汇_Part2.pdf

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1、保险业词汇Termsusedininsuranceindustryaccident意外事故险actuarialmethod精算法AdvanceLossProfits(ALOP)预期利润损失险，利损险Advanceprofit预期利润broker经纪人BusinessInterruptionInsurance(BI)营业中断险captive自保公司casualty意外伤害险catastrophe巨灾险cedingcompany分出公司claim索赔claimsettlement理赔combinedratio综合赔付率ConsequentialL

2、oss(CL)6后果损失Contractor'sAllRisks(CAR)建筑工程一切险（建工险）cover保障Delayincompletion完工延误EEI电子设备险engineeringinsurance工程保险ErectionAllRisks(EAR)安装工程一切险（安工险）excessoflosscover超额赔偿EXLprotection超赔保障facultativebusiness临分保IBRNIncurredbutnotreportedlosses已发生但未报的损失IBRNreserveIBRN储备金indemnityperi

3、od/limit赔期/期限inflatedclaim超额索赔insurancecapacity承保能力7insuredproperty参保物业Kobe神户Lloyd劳合社long-tail长尾Lossofprofit利损险Machinery(Breakdown)Insurance机器（损坏〕险，机损险mail/sub-contractor主/分承包商maintenance保证期multipleclaim多次（重复）索赔non-life非寿险officer&directorliability雇主保险outstandingclaimreserve

4、未决索赔准备金PCindustryproperty&catastropheindustryperil危险policy保单8pool联营possiblemaximumloss可能的最大损失premium保费primaryinsurancecompany原保公司、主保险商principal/employer业主professional专业险profitmargin利润边际property财产险proportionalcover比例分保punitivedamage惩罚性损害rate费率reinsurer分保人（分保公司）reinsurer再保人re

5、serve准备金retention9自留returnperiod（巨灾）间隔期short-tail短尾solvencymargin赔偿能力standingcharges维持费用subjectinsured风险标的suminsured保额tarrifzone险区ThirdPartyLiability(TPL)第三者责任险treatiesbusiness合同分保turnover营业额underwriting承保workingexpenses/cost营业费用writing承保10