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ID:52139240
大小:224.50 KB
页数:15页
时间:2020-04-01
《货币银行学每单元重点词汇.ppt》由会员上传分享,免费在线阅读,更多相关内容在教育资源-天天文库。
1、货币银行学课后关键词制作人:华北电力大学科技学院经管系财务14K2王裙1.asset:anyfinancialclaimorpieceofpropertythatissubjecttoownership.2.bond:adebtsecuritythatpromisestomakepaymentsperiodicallyforaspecifiedperiodoftime.3.interestrate:Itisthecostofborrowingorthepricepaidfortherentaloffunds.4.monetarypolicy:themanagementofmoneyandin
2、terestrates.5.financialintermediaries:institutionsthatborrowfundsfrompeoplewhohavesavedandinturnmakeloanstoothers.6.Financialmarkets:functionsandstructureoffinancialmarkets,differentkindoffinancialmarkets.Chapter11.equities:whichareclaimstoshareinthenetincome(incomeafterexpensesandtaxes)andtheassets
3、ofabusiness.2.secondarymarket:Itisafinancialmarketinwhichsecuritiesthathavebeenpreviouslyissuedcanberesold.3.Brokers:Themenwhoareagentsofinvestorswhomatchbuyerswithsellersofsecurities.4.moneymarket:Itisafinancialmarketinwhichonlyshort-termdebtinstruments(generallythosewithoriginalmaturityoflessthano
4、neyear)aretraded.5.federalfundsrate:Itisacloselywatchedbarometerofthetightnessofcreditmarketconditionsinthebankingsystemandthestanceofmonetarypolicy.6.transactioncosts:thetimeandmoneyspentincarryingoutfinancialtransactions,areamajorproblemforpeoplewhohaveexcessfundstolend.Chapter21.commoditymoney:It
5、ismoneywhosevaluecomesfromacommodityofwhichitismade.2.mediumofexchange:Itisusedtopayforgoodsandservices.3.storeofvalue:Itisarepositoryofpurchasingpowerovertime.4.paymentssystem:Itisanysystemusedtosettlefinancialtransactionsthroughthetransferofmonetaryvalue,andincludestheinstitutions,instruments,peop
6、le,rules,procedures,standards,andtechnologiesthatmakesuchanexchangepossible.5.Income:Itisaflowofearningsperunitoftime.6.fiatmoney:Itisacurrencyestablishedasmoneybygovernmentregulationorlaw.Chapter31.Simpleloan:(principal+simpleinterest)paidtolenderatgivenmaturitydate.2.Fixed-paymentloan:fixedpayment
7、(incorporatingpartoftheprincipalandinterestpayment)paidoveraperiodoftime.3.Couponbond:paysownerofafixed(coupon)payment,untilmaturitywhenitpaysoffface(par)value.4.Discount(zerocoupon)bond:boughtatprice
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