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1、INTRODUCTIONThereisaNeedDoesschoolpreparechildrenfortherealworld?"Studyhardandgetgoodgradesandyouwillfindahigh-payingjobwithgreatbenefits,"myparentsusedtosay.Theirgoalinlifewastoprovideacollegeeducationformyoldersisterandme,sothatwewouldhavethegreatestchanceforsuccessinlife.WhenTfinal
2、lyearnedmydiplomain1976-graduatingwithhonors,andnearthetopofmyclass,inaccountingfromFloridaStateUniversity-myparentshadrealizedtheirgoal.Itwasthecrowningachievementoftheirlives.Inaccordancewiththe"MasterPlan,"Iwashiredbya"Big8"accountingfirm,andIlookedforwardtoalongcareerandretirement
3、atanearlyage.Myhusband,Michael,followedasimilarpath.Webothcamefromhard-workingfamilies,ofmodestmeansbutwithstrongworkethics.Michaelalsograduatedwithhonors,buthedidittwice:firstasanengineerandthenfromlawschool.HewasquicklyrecruitedbyaprestigiousWashington,D.C.,lawfirmthatspecializedinp
4、atentlaw,andhisfutureseemedbright,careerpathwell-definedandearlyretirementguaranteed.Althoughwehavebeensuccessfulinourcareers,theyhavenotturnedoutquiteasweexpected.Webothhavechangedpositionsseveraltimes-foralltherightreasons-buttherearenopensionplansvestingonourbehalf.Ourretirementfun
5、dsaregrowingonlythroughourindividualcontributions.MichaelandIhaveawonderfulmarriagewiththreegreatchildren.AsIwritethis,twoareincollegeandoneisjustbeginninghighschool.Wehavespentafortunemakingsureourchildrenhavereceivedthebesteducationavailable.Onedayin1996,oneofmychildrencamehomedisil
6、lusionedwithschool.Hewasboredandtiredofstudying."WhyshouldIputtimeintostudyingsubjectsIwillneveruseinreallife?"heprotested.Withoutthinking,Iresponded,"Becauseifyoudon'tgetgoodgrades,youwon'tgetintocollege.""RegardlessofwhetherIgotocollege,"hereplied,"I'mgoingtoberich.""Ifyoudon'tgradu
7、atefromcollege,youwon'tgetagoodjob,"Irespondedwithatingeofpanicandmotherlyconcern."Andifyoudon'thaveagoodjob,howdoyouplantogetrich?"Mysonsmirkedandslowlyshookhisheadwithmildboredom.Wehavehadthistalkmanytimesbefore.Heloweredhisheadandrolledhiseyes.Mywordsofmotherlywisdomwerefallingonde
8、afear
