Money Banking and the Financial System 3E - Hubbard - TB chapter 10

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1、Money,Banking,andtheFinancialSystem,3e(Hubbard/O'Brien)Chapter10TheEconomicsofBanking10.1TheBasicsofCommercialBanking:TheBankBalanceSheet1)AbalancesheetA)isastatementshowinganindividual'sorafirm'sfinancialpositionataparticularpointintime.B)isastatementshowinganindividual'sorafirm'sincomeoveraperiod

2、oftime.C)isastatementlistingthetaxliabilitiesincurredbyanindividualorafirm.D)canbeconstructedforanynonfinancialfirm,butcannotbeconstructedforafinancialfirm.Answer:ADiff:1PageRef:307Topic:balancesheetObjective:Evaluateabank'sbalancesheet*:RecurringAACSB:ReflectiveThinking2)Onabank'sbalancesheet,asse

3、tsareA)theusesofacquiredfunds.B)thesourcesofacquiredfunds.C)thoseitemsowedbythebanktodepositorsandothers.D)bydefinitionequaltothebank'sliabilities.Answer:ADiff:2PageRef:312Topic:assetsObjective:Evaluateabank'sbalancesheet*:RecurringAACSB:ReflectiveThinking3)Onabank'sbalancesheet,liabilitiesareA)the

4、usesofacquiredassets.B)thesourcesofacquiredfunds.C)allthoseitemsofvalueownedbythebank.D)bydefinitionequaltothebank'sassets.Answer:BDiff:2PageRef:307Topic:liabilitiesObjective:Evaluateabank'sbalancesheet*:RecurringAACSB:ReflectiveThinking45Copyright©2018PearsonEducation,Inc.4)BankcapitalisequaltoA)t

5、hevalueofthecapitaloriginallyinvestedinthebankbyitsowners.B)thevalueofeverythingthebankowns.C)thedifferencebetweenthevalueofthebank'sassetsandthevalueofitsliabilities.D)thevalueofthebuildingsandotherphysicalassetsthebankowns.Answer:CDiff:1PageRef:308Topic:balancesheetObjective:Evaluateabank'sbalanc

6、esheet*:RecurringAACSB:ReflectiveThinking5)Whichofthefollowingthingsdobanksdowiththefundstheyacquirefromsavers?A)investincorporatestockB)investincorporatebondsC)makeloanstoindividualsD)alloftheaboveAnswer:CDiff:2PageRef:313Topic:assetsObjective:Evaluateabank'sbalancesheet*:RecurringAACSB:Reflective

7、Thinking6)WhichofthefollowingisNOTabankliability?A)checkabledepositsB)CDsC)mortgageloansD)borrowingsfromtheFederalReserveAnswer:CDiff:1PageRef:309Topic:liabilitiesObjective:Evaluateabank'sbalancesheet*:Recu