文化企业的银行信贷融资模式研究

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1、ABSTRACTAlongwiththeculturalindustrydevelopmentinourcountrylikearagingfire,thefinancingproblemsofculturalenterprisesisdrawingmoreandmoreattention.Culturalenterprisesduetoitsowncharacteristics,aswellasthedevelopmentofChina'sfinancialindustryisstillnotperfectandsoon,thepresentisdifficulttoob

2、tainthefundsrequiredforitsdevelopment.Ontheonehand,theculturalindustryinChinaisgrowingrapidly,thenationalpolicyforthegivengreatsupport;ontheotherhand,culturalenterprisesasthemainforceofthecultureindustry,thefinancingproblemremaintobesortedout.Basedonthis,asthecurrentculturalenterprisefinan

3、cingthemostcommonwayresearchonthebankcreditmodelisnecessary.Themaincontentofthispaperisdividedintofourparts,thefirstpartintroducestheconceptandcharacteristicsofculturalenterprises,andanalyzesthecurrentsituationofculturalenterprisesthroughbankcreditfinancing.Thesecondpartmakesadetailedanaly

4、sisonthereasonsoffinancingdifficultiesofChina'sculturalenterprisesatpresent.Fromtheaspectofculturalenterprises,capitalmarketsandinvestmentandfinancingsystemthreeexplainsthecausesofthefinancingdifficultiesofculturalenterprises.Thethirdpartofthetwokeyproblemsthatmustbesolvedincreditfinancing

5、modeofculturalenterprises:carryoutculturalintangibleassetsevaluationandcreditratingofenterprisecultureevaluationproblemisanalyzedanddiscussedindetail.Thefourthpartisthecultureconstmctionofcreditandfinancingmode,designthebasicframeworkofcreditfinancingmodeofculturalenterprises,andputforward

6、toensurethesmoothimplementationofcreditfinancingpatternoftheexternalenvironment.Keywords:culturalEnterprise,bank,creditFinancing,financingModein目录摘要IABSTRACTII第一章绪论11.1研究背景、目的和意义11.1.1研究背景11.1.2研究目的11-1-3研究意义21.2国内外研究现状与水平述评21.2.1国外研究现状21.2.2国内研究现状31.2.3简要述评71-3研究内容与方法71.3.1研究内容71.3.2研究方法8

7、1.4研究重难点与创新点81-4.1研究重难点81.4.2研究创新点8第二章文化企业信贷融资概述91.1文化企业概述92.1.1文化企业的概念92.2.2文化企业的特点92.1.3文化企业的地位和作用102.2文化企业信贷融资特性及主要类型122.2.1文化企业信贷特性122.2.2当前已推出的文化企业信贷模式13第三章文化企业信贷融资现状及成因分析173.1文化企业信贷融资现状173.1.1银行对于文化企业信贷规模总量偏小173.1.2银行对文化企业信贷审批通过率低173.1.3文化企业信贷成本高173.2成因分