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1、厦门大学硕士学位论文我国机动车第三者责任强制保险制度研究姓名:翁艳玲申请学位级别:硕士专业:民商法指导教师:朱炎生20050901ABSTRACTSABSTRACTS"LawofthePeopledRepublicofChinaonRoadTrafficSafety”whichcameintoforceonMay1st2004firstlyestablishedthesystemofcompulsorythirdpartyliabilityinsurance(compulsoryinsurance)formotorvehiclesby
2、legalmeans.However,theconstructionofthissystemisfarfromperfect.Especiallyunderthesystemofthecompulsoryinsurance,howtoeffectivelyprotecttheinterestsofaggrievedpartieswhosufferedfromthetrafficaccidentsattractsmoreandmoreconcerns.Thispapertriestomakearesearchonthetopicofco
3、mpulsoryinsuranceformotorvehiclesbyreferencetotheforeignexperiencesandlegislations,andprovidessomesuggestionsforthefuturelegislationastothereformofsuchsystem.Thewholearticleiscomposedofthreeparts:preface,textandconclusion,andthetextisfurtherdividedintofivechapters.Chapt
4、erOneis“AnOverviewofThirdParty5sLiabilityInsuranceforMotorVehicles",inwhichintroducesthelegalessenceofcompulsoryinsuranceformotorvehicles・Basingonthisgeneralobservation,theauthorcontendsthatthecompulsoryinsuranceformotorvehiclesisakindofstatutoryinsurancesystemwiththena
5、tureofsocialinsurance.Furthermore,theauthoralsoprovidesabriefretrospectiononthedevelopmentofcompulsoryinsuranceformotorvehicles.ChapterTwois“theContractofThirdPartyLiabilityCompulsoryInsuranceforMotorVehicles';inwhichdiscussesseveralissuesrelatingtothecontractsofcompuls
6、oryinsuranceformotorvehicles,suchasthequalificationsoftheparties,theconclusionofinsurancecontract,theextentofinsurer^liabilities,thelimitationsofliabilitiesandtheexceptionalliabilities.ChapterThreeis"InsuranceCompanies5LiabilityforCompensatory".Inthischapter,theauthorfi
7、rstanalyzestheimputationprinciplesofcompensation^liabilityintrafficaccidentinChineselaw,andthendescribesthecompensatoryprinciplesofcompulsoryinsuranceandinsurancecompanies9rightstoexceptindetails.Inaddition,thecontentsandstandardsofcompensation,theresponsibilityforadvan
8、ceandtherighttorecoveryarealsotobediscussed・ChapterFouris"ThirdParties9RighttoRaiseaDirectClaim",inwhichpresen