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ID:461537
大小:85.50 KB
页数:7页
时间:2017-08-05
《中小企业融资和企业家【外文翻译】》由会员上传分享,免费在线阅读,更多相关内容在学术论文-天天文库。
1、外文翻译原文FinancingSMEsandEntrepreneursMaterialSource:http://www.oecd.org/dataoecd/53/27/37704120.pdfAuthor:ORGANISATIONFORECONOMICCO-OPERATIONANDDEVELOPMENTIntroductionSmallandmedium-sizedenterprises(SMEs)arethebackboneofalleconomiesandareakeysourceofeconomicgrowth,d
2、ynamismandflexibilityinadvancedindustrialisedcountries,aswellasinemerginganddevelopingeconomies。SMEsconstitutethedominantformofbusinessorganisation,accountingforover95%andupto99%ofenterprisesdependingonthecountry。Theyareresponsibleforbetween60-70%netjobcreationinO
3、ECDcountries。Smallbusinessesareparticularlyimportantforbringinginnovativeproductsortechniquestothemarket。Microsoftmaybeasoftwaregianttoday,butitstartedoffintypicalSMEfashion,asadreamdevelopedbyayoungstudentwiththehelpoffamilyandfriends.OnlywhenBillGatesandhiscolle
4、agueshadasaleableproductweretheyabletotakeittothemarketplaceandlookforinvestmentfrommoretraditionalsources.Whilenoteverysmallbusinessturnsintoamultinational,theyallfacethesameissueintheirearlydays–findingthemoneytoenablethemtostartandbuildupthebusinessandtesttheir
5、productorservice.Whyisitharderforthemtoborrowmoneyfrombanksortofindprivateinvestorsthanforlargerfirms?Andwhyisiteasierforsmallbusinessestoraisemoneyinsomecountriesthaninothers?Theseareimportantquestionsgiventhefactthatsmallbusinesses,andparticularlyinnovativeSMEs,
6、becomeincreasinglyvitaltoeconomicdevelopmentandjobcreationastheknowledge-basedeconomydevelops.ThisPolicyBrieflooksattheextentoftheSME“financinggap”,andwhatgovernmentscandotomakeiteasierforthemtoobtainthefundingtheyneedtostart,growandprosper,andthuscontributetocrea
7、tingjobsandeconomicgrowth.SMEsarevitalforeconomicgrowthanddevelopmentinbothindustrialisedanddevelopingcountries,byplayingakeyroleincreatingnewjobs.Financingisnecessarytohelpthemsetupandexpandtheiroperations,developnewproducts,andinvestinnewstafforproductionfacilit
8、ies.Manysmallbusinessesstartoutasanideafromoneortwopeople,whoinvesttheirownmoneyandprobablyturntofamilyandfriendsforfinancialhelpinreturnforashareintheb
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