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1、ChengduTextileCollegeUnitnineInsurancebyEmilyKongObjectivesToknowaboutinsurancewordsandphrasesToknowabouthowtomakeinsuranceTolearnthephrasesandexpressionsaboutinsuranceTolearnhowtowriteabusinessletteraboutinsurance.ContentDialoguesSampleLettersExpres
2、sionsAllrisksTPNDFormalletterIntroductionInsuranceclauseMarinecargoclauseWordsandphrasesinsure保险；投保；保证insurance保险；保险费；保险金额underwriters保险商（指专保水险的保险商）保险承运人insurancecompany保险公司insurer保险人insurancebroker保险经纪人insuranceunderwriter保险承保人insuranceapplicant投保人i
3、nsurant,theinsured被保险人，受保人insurancecoverage;riskscovered保险范围insuredamount保险金额insuranceclause保险条款PICC(People’sInsuranceCompanyofChina)中国人民保险公司premiumrate保险费率premium保险费insurancefreeof(from)particularaverage(FPA).平安险（单独海损不赔）insurancewithparticularaverag
4、e(WPA)水渍险insuranceagainstallrisks.一切险riskofbreakage破碎险riskofclashing碰损险riskofrust生锈险riskofhookdamage钩损险insuranceagainsttotallossonly(TLO)全损险riskofdeterioration变质险riskofpackingbreakage包装破裂险insuranceagainstextraneousrisks,insuranceagainstadditionalrisk
5、s附加险riskoftheft,pilferageandnon-delivery(TRND)盗窃提货不着险riskoffreshand/ofrainwaterdamage(wetting)淡水雨淋险riskofleakage渗漏险riskofshortageinweight/quantity短量险oceanmarinecargoinsuranceclauses海洋运输货物保险条款oceanmarinecargoinsurance,marineinsurance水险（海运货物保险）AllRisks
6、一切险average海损ParticularAverage(P.A)单独海损GeneralAverage(G.A)共同海损MarineLosses海损partialloss部分损失totalloss全部损失TermsexplanationPerilsofthesea:naturalcalamities:heavyweather,lightening,earthquake,volcaniceruptionandsoon.fortuitousaccidents:fire,explosion,vess
7、elbeingstranded,grounded,sunkorcapsized,collisionorcontactofvesselwithanyexternalobjectotherthanwaterHeavyweatherlighteningearthquakeVolcaniceruptiontunamiNaturalCalamitiesFortuitousaccidentsfireexplosioncollisionstrandedsunkgroundedExtraneousrisks:G
8、eneralExtraneousRisks:theftandpilferage,contamination,leakage,breakage,sweatingand/orheating,taintofodor,rusting,hookdamage,freshand/orrainwaterdamage,short-deliveryandnon-delivery,shortageinweight,clashingandsoon.SpecialExtraneousRisks:war,strike,fa
