商业银行管理系统ROSE7e课后问题详解chapter_06

《商业银行管理系统ROSE7e课后问题详解chapter_06》由会员上传分享，免费在线阅读，更多相关内容在工程资料-天天文库。

1、实用标准文案CHAPTER6MEASURINGANDEVALUATINGTHEPERFORMANCEOFBANKSANDTHEIRPRINCIPALCOMPETITORSGoalofThisChapter:Thepurposeofthischapteristodiscoverwhatanalyticaltoolscanbeappliedtoabank’sfinancialstatementssothatmanagementandthepubliccanidentifythemostcriticalproblemsinsideeachbankanddevelopway

2、stodealwiththoseproblemsKeyTopicsinThisChapter·StockValuesandProfitabilityRatios·MeasuringCredit,Liquidity,andOtherRisks·MeasuringOperatingEfficiency·PerformanceofCompetingFinancialFirms·SizeandLocationEffects·TheUBPRandComparingPerformanceChapterOutlineI.Introduction:II.EvaluatingaBan

3、k'sPerformanceA.DeterminingLong-RangeObjectivesB.MaximizingTheValueoftheFirm:AKeyObjectiveforNearlyAllFinancial-ServiceInstitutionsC.ProfitabilityRatios:ASurrogateforStockValues1.KeyProfitabilityRatios2.InterpretingProfitabilityRatiosD.UsefulProfitabilityFormulasforBanksandOtherFinanci

4、alServiceCompaniesE.BreakingDownEquityReturnsforCloserAnalysisF.Break-DownAnalysisoftheReturnonAssetsG.WhataBreakdownofProfitabilityMeasuresCanTellUsH.MeasuringRiskinBankingandFinancialServices1.CreditRisk2.LiquidityRisk3.MarketRisk4.Interest-RateRisk5.OperationalRisk6.LegalandComplian

5、ceRisk7.ReputationRisk8.StrategicRisk9.CapitalRiskI.OtherGoalsinBankingandFinancialServicesManagement文档大全实用标准文案III.PerformanceIndicatorsamongBanking’sKeyCompetitorsIV.TheImpactofSizeonPerformanceA.Size,LocationandRegulatoryBiasinAnalyzingThePerformanceofBanksandCompetingFinancialInstit

6、utionsB.UsingFinancialRatiosandOtherAnalyticalToolstoTrackBankPerformance--TheUBPR.V.SummaryoftheChapterAppendixtotheChapter-ImprovingthePerformanceofFinancialFirmsThroughKnowledge:SourcesofInformationontheFinancial-ServicesIndustryConceptChecks6-1.Whyshouldbanksandothercorporatefinanc

7、ialfirmsbeconcernedabouttheirlevelofprofitabilityandexposuretorisk?BanksintheU.S.andmostothercountriesareprivatebusinessesthatmustattractcapitalfromthepublictofundtheiroperations.Ifprofitsareinadequateorifriskisexcessive,theywillhavegreaterdifficultyinobtainingcapitalandtheirfundingc