消费文化差异

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1、ConsumptionDifferencebetweentheChineseandtheAmericansAstorytellsofthedifferentconsumptionhabitsbetweentheChineseandtheAmericans.ThetwoladiesAChineseoldladyandanAmericanoldladymeeteachotherinheaven.TheAmericanladysays:“FinallyIpaidoffmyhomeloansafter3

2、0hardyears.”TheChinesesays:“FinallyIsavedupenoughmoneytobuyahouseafter30hardyears.”TheAmericanlived30yearsinherhouse,payingofftheloansinthehalfofherlifetime,whiletheChinesespentthehalfofherlifetimesavingmoneyforahouse.Whenthemoneyissavedup,shedies,with

3、outlivingasingledayinhernewlyboughthouse.ThestoryindicatesthattheAmericans'wayofspendingtomorrow’smoneyismoreadvancedandenablespeopletoleadacomfortablelifeinadvance.Onthecontrary,theChineseareusedtosavingmoneyandthenspendingit.Theyworkhardintheirwholel

4、ifebutareleftwithnotimetoenjoythefruitsoftheirdiligence.MaybethatiswhytheAmericanspraybeforemeals,saying“myLord,thankyouforthefoodandclothes”,whiletheChineseworshiptheirancestors.FortheChinesetheancestorsblessandlookaftertheoffspring,thereforetheyarewo

5、rthmuchmorerespectthanGod.InconsiderationofthelatestsubprimelendingcrisisintheStatestheChinesemaystillwishtoleavethechildrenahouse,ratherthanleadthesecondhalfoftheirlivesintheshadowofpayingoffloans.美国的社会保障体系比较好，所以他们也比较“敢花钱”，没有太多的过滤。美国人的此种消费观念也引发了金融危机，由

6、此开始想中国人借钱。有人说：美国人不是爱花明天的钱买今天的东西吗？认为中国人就爱攒钱，那就是说他们一直都是崇尚负资产了，所以才总会经济危机的吧！而如今中国人的消费观念也在逐渐改变，开始趋向于美国的消费观念，恩戈尔指数也在逐年降低。看看现在中国的消费观念