Financial Institutions Management A Risk Management Approach 5E - CDN - Saunders - TBCH17

《Financial Institutions Management A Risk Management Approach 5E - CDN - Saunders - TBCH17》由会员上传分享，免费在线阅读，更多相关内容在教育资源-天天文库。

1、CH17Student:___________________________________________________________________________1.Twoimportantinputfactorsinfinancialintermediationarecapitalandlabour.  True    False 2.Technologicalefficiencyfocusesexclusivelyonthecostsideoffinancialintermediation.  True    False 3

2、.TheBankforInternationalSettlementshasstatedthatbanksshouldcarryextracapitalasacushionagainstoperationalrisks.  True    False 4.The"flashcrash"ontheNYSEinMay2010wasdirectlyattributabletothemanipulationofLIBORbyBarclaysPLC.  True    False 5.Noninterestexpensehasincreasedfas

3、terthaninterestexpenseforcommercialbanksinrecentyears.  True    False 6.TheBankofCanadahasrecentlyproposedthatbankscarryacapitalcushionagainstlossesresultingfromoperationalrisk.  True    False 7.BernieMadoffandhisinfamousPonzischemeisanexampleofexternaloperationalrisktothe

4、hedgefundshemanaged.  True    False 8.Theinitialstepsofcrosssellingfinancialproductscaneasilyoccurwithcomputertechnology.  True    False 9.InvestinginappropriatetechnologyallowsanFItoaccesslower-costfundingmarkets.  True    False 10.InvestmentintechnologyhasallowedFIstolow

5、ertheamountofnon-interestincomeasapercentoftotaloperatingincome.  True    False 11.Wholesalecashmanagementservicesallowcorporatecustomerstominimizecashbalancesandtomonitorquicklycashtransactionsandbalances.  True    False 12.Controlleddisbursementaccountsaredesignedtoreduc

6、ethedelayinchequeclearing.  True    False 13.AppropriatetechnologymayallowanFItoachievelower-costfunding.  True    False 14.Cashmanagementservicesincludethecollection,disbursement,andtransferoffunds.  True    False 15.Accountreconciliationredirectsfundsfromaccountsinalarge

7、numberofdifferentbankstoafewcentralizedaccountsatonebank.  True    False 16.Retailbankingservicesandproductsinrecentyearshavemovedstronglytowardelectronicpaymenttechnology.  True    False 17.AlthoughsecurecommunicationscanbecarriedoutbetweenanFIandtheircustomersindedicated

8、messagecenters,thecentershaveyettoreplacee-mailcommunicationsastheprimarymeansofcustomerc