资源描述:
《中小企业申请贷款的条件及相关知识()》由会员上传分享,免费在线阅读,更多相关内容在工程资料-天天文库。
1、中小企业申请贷款的条件及相关知识()ConditionsandrelatedknowledgeofsmallandmediumsizedenterprisesapplyingforloansFirst,theapplicationofloanguaranteeenterprisesshouldhaveconditions1.basicrequirements・(1)registrationhasbeenapprovedbytheadministrativedepartmentforIndustryandcommerce;(2)independentacco
2、unting,selfprofitandloss,andindependentlegalpersonqualification;(3)openingaccountsinstaterelatedcommercialbanksorotherfinancialinstitutionsestablishedaccordingtolaw;(4)theregisteredcapitalandthenecessaryoperatingfundswhichmeetthestatutoryrequirements;(5)thepaidincapitalshallnotbel
3、essthantheregisteredcapita1.2.havetheabilitytorepay.(1)theproportionofassetsandliabilitiesisreasonable,andtheratioofassetsandliabilitiesisnotmorethan70%;(2)withcontinuousprofitabilityandsolvency,theproducthasstablesaleschannels・3.,creditlevelisgood,withgoodsocialreputation,nodefau
4、ltrecord・4.,themanagementofscientificandstandardized,thereisasoundmodernenterprise,financial,material,production,supplyandmarketingmanagementsystem,thenecessarymanagementinstitutionsandqualifiedmanagementpersonne1.5.canprovideeffectiveandreliablecounterguaranteemeasuresinaccordanc
5、ewiththeprovisions・ShenzhensmallloancompanyThecompanyhaslong-termcooperationwiththemajorbanks,andestablishedastrongandclosecooperativerelationship,bothsidesthroughcontinuousbusinesscontacts,formedagoodreputationfoundation・Thecompanyiscommittedtoprovidingcomprehensiveserviceconsult
6、ingandmortgageloanloansforenterprisesandindividuals,includingcomparisonofdesign,loanrepaymentplananalysis,loanapplicationandloanrelatedprocedures,throughprofessional,personalized,one-on-oneadvisoryservices,createpersonalloanserviceplatform・--foryoureasyfinancialmanagement一-enjoyth
7、emoderncitylifeheartilyFirst,lendingstandardsandconditions:Personalandbusinessloansonthesameday(freeofmortgage,freeofguarantee,convenient,quickandconfidential)・(1)personalloans(fastloans),theloanamount(10thousand-20million),theloanarea(province),theperiodof1-2years,theloaninterest
8、rate:monthlyinterestrateof100%(1%