中小企业申请贷款的条件及相关知识()

中小企业申请贷款的条件及相关知识()

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时间:2019-09-25

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1、中小企业申请贷款的条件及相关知识()ConditionsandrelatedknowledgeofsmallandmediumsizedenterprisesapplyingforloansFirst,theapplicationofloanguaranteeenterprisesshouldhaveconditions1.basicrequirements・(1)registrationhasbeenapprovedbytheadministrativedepartmentforIndustryandcommerce;(2)independentacco

2、unting,selfprofitandloss,andindependentlegalpersonqualification;(3)openingaccountsinstaterelatedcommercialbanksorotherfinancialinstitutionsestablishedaccordingtolaw;(4)theregisteredcapitalandthenecessaryoperatingfundswhichmeetthestatutoryrequirements;(5)thepaidincapitalshallnotbel

3、essthantheregisteredcapita1.2.havetheabilitytorepay.(1)theproportionofassetsandliabilitiesisreasonable,andtheratioofassetsandliabilitiesisnotmorethan70%;(2)withcontinuousprofitabilityandsolvency,theproducthasstablesaleschannels・3.,creditlevelisgood,withgoodsocialreputation,nodefau

4、ltrecord・4.,themanagementofscientificandstandardized,thereisasoundmodernenterprise,financial,material,production,supplyandmarketingmanagementsystem,thenecessarymanagementinstitutionsandqualifiedmanagementpersonne1.5.canprovideeffectiveandreliablecounterguaranteemeasuresinaccordanc

5、ewiththeprovisions・ShenzhensmallloancompanyThecompanyhaslong-termcooperationwiththemajorbanks,andestablishedastrongandclosecooperativerelationship,bothsidesthroughcontinuousbusinesscontacts,formedagoodreputationfoundation・Thecompanyiscommittedtoprovidingcomprehensiveserviceconsult

6、ingandmortgageloanloansforenterprisesandindividuals,includingcomparisonofdesign,loanrepaymentplananalysis,loanapplicationandloanrelatedprocedures,throughprofessional,personalized,one-on-oneadvisoryservices,createpersonalloanserviceplatform・--foryoureasyfinancialmanagement一-enjoyth

7、emoderncitylifeheartilyFirst,lendingstandardsandconditions:Personalandbusinessloansonthesameday(freeofmortgage,freeofguarantee,convenient,quickandconfidential)・(1)personalloans(fastloans),theloanamount(10thousand-20million),theloanarea(province),theperiodof1-2years,theloaninterest

8、rate:monthlyinterestrateof100%(1%

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