金融英语-金融英语中级银行业务模拟3

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1、金融英语中级银行业务模拟3SECTIONONE(Compulsory)Nowlistentoashortconversationandapassageonthetape・Thiswillbeplayedonceontherecorder・Youmaymakenoteswhileyouarelisteningbutyoushouldnotansweranyquestionsuntilthereadingisover・Qustion1l^WhydoesJoanSmithcometothebank?2、What1sthenameofthebankofficerinch

2、argeofCreditCardDepamnent?3、Accordingtotheconversation,whatisthecreditcard?4、Accordingtotheconversation,whatisthemaincharacteristicofacreditcard?5、Howdobanksprofitthemselvesfromissuingthecards?6、WhendoSmithandJamesmeetagain?7^Accordingtothepassage,howoftendoesthecardholderreceivefrom

3、thebankastatementdescribingthepurchaserecord?8、Onwhatwillthecreditlimitofferedbythebanksdepend?9、Accordingtothepassage,whatisasmartcard?10>Accordingtothepassage,whatdoesacardholderhavetoworryabout?SECTIONTWO(Compulsory)Question2Answerallquestionsbelow・Readthefollowingstatementsanddec

4、idewhethertheyareTine(T)orFalseF..Ifitisafalsestatement,trytorewriteacorrectversion・11>TheMerchantileBankalsoissuedcoinsuntilthelate19701s.12>InHongkong,moneysupplyisamarket-determinedphenomenonratherthanaMonetaryAuthorityregulatedone.13>Acommercialpaperisessentiallyapromissorynote,s

5、ecuredandwithamaturitydate.14xAcertificateofdepositsdiffersfromthegeneraltypeoftimedepositsinthatitisnegotiableandcanbesoldtoanotherpartybeforethematuritydate•15>Undertruelease,thecompanyorthebankwillholdthetitletothefacilities,receivetaxcreditifthereisany,sellfacilitiestotheuseratab

6、argainpricewhentheleaseexpires.16、Anirrevocablecreditmaybecancelledatanytimeuptothemomenttheadvisingbankpays.17>Becausefuturescontractsarestandardized,theyareveryusefulforquotationandtrading.18>UnsimilartotheHongkongdollarsavingsdeposit,thecustomerwithforeigncurrencysavingsdepositcan

7、withdrawfundsatanytimewithoutgivingpriornoticetothebank.19xAbridgingloanisaloanwhichisgrantedtopurchaseacar.20>11Gross-working-capitalHreferstoallofthefollowingcurrentassets:cash,accountreceivable,inventoryandanyotherliquidassets.21>Aputoptionisanoptionwhichgivesthebuyertherighttobuy

8、thecurrencym