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1、Banks中国工商银行:ICBC(IndustrialandCommercialBankofChina)中国建设银行:CCB(ChinaConstructionBank)中国银行:BC(BankofChina)中国农业银行:ABC(AgricultureBankofChina)中国招商银行:CMB(ChinaMerchantsBank)中国民生银行:CMBC(ChinaMinshengBankingCo.,Ltd)交通银行:BankofCommunications广东发展银行:GDB(GuangdongD
2、evelopmentBank)上海浦东发展银行:SPDB/SPDBank(ShanghaiPudongDevelopmentBank)深圳发展银行:SDB(ShenzhenDevelopmentBank)花旗银行:CitiBank渣打银行:StandardCharteredBank汇丰银行:HongKongandShangHaiBankingCorporationPartTwoBackgroundInformationAuthorPhilipRoss(1939—)isanAmericanwriterbas
3、edinNewYork.Afterworkingasanewspaperreporterforfouryears,heturnedtofreelance(自由职业作家)writing.ManyofhisarticleshaveappearedintheNewYorker(《纽约人》),Reader’sDigest(《读者文摘》)andNewYorkTimes(《纽约时报》).ThistextistakenfromStrategiesforSuccessfulWriting:ARhetoricandRead
4、er,3rdeditionpublishedbyPrenticeHall,Inc.in1993inEnglewoodCliffs,NewJersey.Functionsperformedbybankstodayhavebeencarriedoutbyindividuals,families,orstateofficialsforatleast4,000years.BanksfirstemergedintheMiddleAgeswhenpeoplegrewtiredofcarryingaroundallth
5、eirgoldandbeganleavingtheirmoneywiththegoldsmith.ItalianBankinginthe14thCenturyII.HistoryofBanksDuringtheearlyRenaissance(欧洲14至16世纪文艺复兴),asinternationaltraderevived,Italianmoneychangersonceagainappeared.Theydidbusinessinthestreetsfromabench(bancainItalian
6、;hencethewordbank).Florence,Italy,becameagreatbankingcenter,dominatedbytheMedici(梅第奇)family.TheMedicifamily,oneofthemostprominentbankingfamiliesinEuropeduringthistime,becamequitewealthyfromitsbankingandmoneylendingpractices.Withthegrowthofcommerceandtrade
7、inNorthernEurope,theNetherlands(荷兰)becameaninternationalfinancialcenter.TheBankofAmsterdam(阿姆斯特丹/荷兰首都)wasorganizedin1609.Acharteredpublicbank(特许银行)wasopenedinSweden(瑞典)in1656.Banknoteswereprobablyfirstissuedinthe1660sbytheBankofStockholm(斯德哥尔摩/瑞典首都)inSwed
8、en.Itwasprobablythefirstfinancialinstitutionintheworldtoissuestandard-sizepayable-on-demand(见票即付的)bankbills,whicheliminatedthehandlingofcoppercoins.UntilthefoundingoftheBankofEnglandin1694,England'sgoldsmithswereits