A_business-back_approach

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1、Abusiness-backapproachtotechnologyconsumption9Abusiness-backapproachtotechnologyconsumptionThebusinessofpaymentshingesonprocessingandstoringlargevolumesoftransactiondata.Toperformtheseactivitieswelloratall,paymentscompaniescanspendasmuchas10percentoftheirtotalrevenueontechnologyinfrastructure.Red

2、ucingthesecostsevenbyafractionofapercentcanreleasemillionsofdollarsthatcanbereinvestedingrowthandinnovationorappliedtothebottomline.DavidChubakInmostpaymentsorganizations,businessThewaytoright-sizeconsumptionistoen-demanddrivestechnologycosts.“Right-siz-gageseniorbusinessandapplicationdevel-James

3、Kaplaning”thisdemandtothetechnologysupplyopmentleadersintakinga“business-back”CatharineKellycanbeasignificantchallenge:theeconomicsapproachtoinfrastructureconsumptionandofinfrastructureinvestmentsarenotalwayscost.Thisapproachbeginswithanevalua-obvious;costsarenottransparent;anditistionofbusinesst

4、echnologyneeds:forin-difficulttotiethebusinessdecisionsthatstance,howlongdatamustbestored,howcreatedemandtothecostofthetechnologysoonanapplicationorprocessmustbebackthatsatisfiesit.onlineafterafailure.ItconcludeswiththeimplementationofsignificantgovernanceConsequently,manyglobalpaymentsor-andorga

5、nizationalchanges.ganizationsfaceademandfortechnologyinfrastructurethatoutpacesthegrowthofInmanyinstitutions,thesechangesincludetheirbusiness.Theseorganizationshavethecreationofastandardizedcatalogueofgonetogreatlengthstoreducetheirtech-technologyproductsandservicesthatnologyoperatingcostsbyre-en

6、gineeringpromptsthebusinesstopayforthetechnol-processes,shiftingtoglobalsourcingmod-ogyitusesundertheguidanceofastrongelsandleveragingvirtualizedtechnologies.governancemodel.Atthesametime,neworTofindstillmoresavings,theymustevalu-revisedbusinesspoliciessettargetsforcon-atehowtheirbusinessconsumes

7、technol-sumptionandoptimizationandrationalizeogyandfindabetterwaytomatchsupplytheuseofinfrastructureacrosstheenter-todemand.prise.Anorganization’sinformationtech-10McKinseyonPaymentsJune2011nology(IT)departmenttakesona