2019年全球金融科技应用指数报告

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1、Contents05Keyfindings06Chapter1:ConsumerFinTechadoptiontrends08Seeneverywhere:growingandglobalizing11Redefiningtherulesofthegame:changingconsumerpriorities15Riseofnon-financialservicescompaniesandthegrowthofecosystems18Methodology20Chapter2:SMEFinTechadoptiontrends22SMEsworldwide

2、havebecomesignificantusersofFinTech26FinTechchallengersarejoiningSME-providerecosystems30Methodology32Chapter3:Fromtheinnovator’smouth33IntroducingtheFinTechs36Questionsandanswers42ContactsAcknowledgementsSpecialthankstoourpanelofFinTechcontributors:Coinbase,FundingCircle,Discove

3、ryGroup,JDDigits,Juvo,GoldmanSachs,GrabFinancialGroup,InstaReM,MoneytreeKKandYolt.KeyfindingsWedefineFinTechasorganizationsthatcombineinnovativebusinessmodelsandtechnologytoenable,enhanceanddisruptfinancialservices.Consumersurvey96754864GlobalconsumeradoptionGlobalconsumersa

4、reawareofatleastonemoneytransferandpaymentFinTechservice3outof4globalconsumersuseamoneytransferandpaymentsFinTechservice1outof2globalconsumersuseaninsuranceFinTechserviceTopreasonforconsumerstouseaFinTechchallengerAttractiveratesandfees33Consumeradoptersturntosomeoneotherthan

5、theirmainbankfirst68Consumerswouldconsideranon-financialservicescompanyforfinancialservices46ConsumeradoptersarewillingtosharetheirbankdatawithotherorganizationsSMEsurvey25465693SMEadoptersprefertofindaGlobalSMEadoptionSMEsuseabankingandpaymentsFinTechserviceSMEsuseafin

6、ancingFinTechservicetechnologicalsolutionwherepossible89TopreasonforSMEadopterstouseaFinTechchallengerRangeoffunctionalityandfeaturesSMEadoptersarewillingtosharedatawithFinTechcompaniesGlobalFinTechAdoptionIndex20195Chapter1ConsumerFinTechadoptiontrendsTheFinTechindustryhasgro

7、wnupandgrownout.Nolongermadeupofonlystart-ups,FinTechtodayisahostofseasonedcompaniesthatofferabroadarrayoffinancialservicesandoperateonaglobalstage.Consumerslikewhattheysee.AdoptionofFinTechserviceshasmovedsteadilyupward,from16in2015,theyearourfirstFinTechAdoptionIndexwaspublish

8、ed,to33in2017,to64in2019.AwarenessofFi