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《IN THE TINITED STATFS DISTRICT COURT FOR THE在纽约州的州法院 阿拉贝维亚南区》由会员上传分享，免费在线阅读，更多相关内容在学术论文-天天文库。
1、Case1:09-cv-00644-WS-MDocument5Filed11/18/2009Page1of25INTHETINITEDSTATFSDISTRICTCOURTFORTHESOUTHERNDISTRICTOFALABAIVIATJNIITEDSTATESOFAIVIERICA,Plaintiff,CiVNACTIOi$NQ..'1'jV,09-0644t'--I1lti::lFIRSTTD,TITEDSECURJTYB^A,NK,r::::::'J-rllr:l:]Defendant-i::.i:i;.ru:t1....j.,AGRFELQRDFR
2、roRrJtB5p0tuTiQN':;:jt:,4:rlt:5r:''lI.0$rR.qp,ucTroN:ili-#:lThisAgreedOrdprforResolution("Agreement")issubmittedjointlybythepartiesfortheapprovalofandqntrybythe.Csur-tsimuitaneouslywiththefilingoftheUnitedStates'cornplaint.TheAgroementresolvestheclaimsoftheUnitedStates.thattJreciefe
3、ndarit,FirstUnitedSecurityBankf'FUSE".or"theBanld'),violatedtheFairHousingAct("Fi{A"),42U.S.Q,$$3501-3619,andtheEqualCreditOpportunityAot('FCQA'),l5U.S.C.$$1691-1691f;byengagrnginapatternorpracticeofracialdiscriminaiioninthesettingofinterestratesforfirst-lienrefinanceloansoriginated
4、in2004forbwrter-ocoupiedone-to-fourfamilyhor;sesandbyfailingtoservethelendingneedsofmajorityAfrican-Americansensus.tactsinwestceutralAiabamaonanequalbasiswithrnajority-whitehacts.UndertheprovisiorrsofthisAgreement,theBankhasimplernentedandwillcontinuetoimplementpoliciesandprocedrues
5、toensurethatthepricingofitsresidentialloanproductsisdoneinancndiscriminatorymanner,consistentwitirthereqriirementsoftheFHAandECOA,ardwillcompensatecertainAfrican-Americanborr:owers.Uudertheprovisionsofthis1'Case1:09-cv-00644-WS-MDocument5Filed11/18/2009Page2of25Agreement,theBankalso
6、willseektoimprgveitsperformanceinmeetingthscreditneeds.ofresidentslocatedinmajoriry-minorityrcensush'acJsandensurethatitsloanproductsandlendingservicesaleav.ailableonanequilbasisinailresidentialareasinitsmarketare4regardlessofracialcomposition.TheEankdeuiesarryailegedviolationoftheF
7、HAortlreECQAaadrnaintainsthatatalltimesitconducteditsierrdingincompliancewitlltheletterandspiritofthefairlendinglawsandinanon-discriminatorymanner.TherehasbeennofactualfindingoradjuclicationwithrespecttoanymatterallegedbytireUnitedStates.Accordingly,theexecntionofthisAgreernentisnot
8、,dndis'nottobeconsh
