基于博弈论的中国转轨时期银企关系研究

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1、河海大学博士学位论文基于博弈论的中国转轨时期银企关系研究姓名：尹庆民申请学位级别：博士专业：技术经济及管理指导教师：许长新20040901Abs仃actBankandenterprisearetwoimportantequitiesinaneconomy．Therelationofbankandenterpriserelatestonotonlytheirefficienciesandrisks，butalsowholenationaleconomicgrowthandfluctuation．Withthechangesofeconomi

2、csystem，therelation’Sinfluencetoeconomicdevelopmentbecomesmoreandmorebigger．Hence，theresearchofthebank·enterpriserelationhasvitaltheoreticalandpracticalsignificance．Thispaperfocuses013．thebank—enterpriserelation，especiallytherelationofChina'snationalcommercialbanksandnati

3、onalenterpris,s．Firstly,itsummarizesthebankandenterprise’Sorigins．theroleofbanksinaneconomy,thedevelopmentalcourseofthebank-enterpriserelation，theseveralmodesofbank-enterpriserelation，thetheoreticalresearchaboutthisrelation，andthedevelopmentphasesandproblemsofChina’Sbank-

4、enterpriserelation．ThefundamentalmodelsofgametheoryarealsosummarizedanditsapplicationinthisrelationiSdiscussed．Secondly,economiccharacteristicsoftransitioneconomyisanalyzed，thebank-enterpriserelation’Sevolvementsanditsbasiccharacteristicsarediscussed．Accordingtowhetherthe

5、governmentinterfereornot，thebank—enterpriserelationintransitioneconomyeraisanalyzed；theconclusionthatthegovernment’Sbehaviorshascriticalinfluencesonthegamesofbanksandfirmsisdrawn；thepositiveandnegativeeffectsofthebank-enterpriserelationintransitioneconomyeraareevaluated．T

6、hirdly,thispaperappliesadverseselectionandmoralriskstheoryintogametheoreticanalysisofthebank-enterpriserelationintransitioneconomyera．Thegametheorymodeltopreventtheadverseselectionandmoralrisksisconstituted．Theeffectsofadverseselectionandmoralriskscouldbealleviatedtoacert

7、ainty,butitsroleissubjecttothelimitationofnationaleconomicenvironmentandlegalenvironment．Fou_a．hly,fromthepointofgametheory,theeffectofgameofbanksandfirms013．deflationisanalyzed．Stateownedenterprises’lowefficienciesandextensivelosseslaidhiddentroublestobanks’non-performed

8、assets．Facingthecircumstancethatfirmscan’trefundtheloansandlackingofsufficientlegalsafeguards，ba